Dr. Todd Gray reports

SUN LIFE INTRODUCES KID SMILE COMPLETE AND EXPANDS LIFETIME OF SMILES TO SUPPORT FAMILY DENTAL HEALTH AND PREVENTION

Sun Life Financial Inc.'s Sun Life U.S. has launched Kid Smile Complete and has expanded its Lifetime of Smiles dental program offered through employers, delivering innovative solutions to support employees and their families in maintaining optimal oral health from childhood through adulthood. Sun Life is simplifying dental care for kids, increasing access to dental care for working families.

The new offering underscores Sun Life's strategic commitment to prevention-focused dental care, addressing a critical public health concern: tooth decay. According to the Centers for Disease Control and Prevention, nearly half of children ages two to 19 have tooth decay even though it is entirely preventable. Untreated dental disease can lead to pain, infection, missed school days and disrupted work schedules for parents.

Kid Smile Complete simplifies dental coverage for families by providing 100-per-cent in-network coverage with no deductible for dependent children under age 13. The plan covers preventive, basic and major services, including exams, cleanings, X-rays and fillings, eliminating financial barriers that often prevent families from seeking timely care.

"When preventive services are fully covered with no out-of-pocket costs, families are significantly more likely to take advantage of them," said Dr. Todd Gray, chief dental officer, Sun Life U.S. "This ultimately leads to better oral and overall health outcomes, supporting working parents and creating stronger work forces."

Kid Smile Complete is an addition to the Lifetime of Smiles program, which offers comprehensive treatment options for members of all ages, including:

• Advanced preventive care such as brush biopsies for oral cancer detection and genetic testing for gum disease risk;
• Treatment innovations including Periochips to control bacteria;
• Optional enhancements such as up to four periodontal cleanings annually, posterior tooth-coloured fillings, and an additional cleaning for pregnancy, heart disease or diabetes.

Lifetime of Smiles also offers employers plan flexibility through options like Preventive Rewards, RollMax and Preventive Max Waiver that extend members' annual maximums.

The program is available with Sun Life's group PPO dental plans, including administrative services only plans.

"Employers are looking for dental solutions that meaningfully support their work force while delivering measurable value," said Ryan Bohrer, vice-president of dental and vision, Sun Life U.S. "Kid Smile Complete and Lifetime of Smiles demonstrate our commitment to making comprehensive, preventive dental care accessible and affordable. By removing financial barriers and offering flexible benefit options, we're helping employers attract and retain talent while building healthier, more productive teams."

Kid Smile Complete and Lifetime of Smiles are part of Sun Life's broader commitment to making health and benefits easier for employers and their employees.

About Sun Life Financial Inc.

Sun Life is a leading international financial services organization providing asset management, wealth, insurance and health solutions to individual and institutional clients. Sun Life has operations in a number of markets worldwide, including Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia and Bermuda. As of Dec. 31, 2025, Sun Life had total assets under management of $1.60-trillion.

Sun Life Financial Inc. trades on the Toronto Stock Exchange, New York Stock Exchange and Philippine (PSE) stock exchanges under the ticker symbol SLF.

Sun Life U.S. is one of the largest providers of employee and government benefits, helping approximately 48 million Americans access the care and coverage they need. Through employers, industry partners and government programs, Sun Life U.S. offers a portfolio of benefits and services, including dental, vision, disability, absence management, life, supplemental health, medical stop-loss insurance and health care navigation. Sun Life employs nearly 8,300 people in the U.S., including associates in the company's partner dental practices and affiliated companies in asset management. Group insurance policies are issued by Sun Life Assurance Company of Canada (Wellesley Hills, Mass.), except in New York, where policies are issued by Sun Life and Health Insurance Company (U.S.) (Lansing, Mich.).