Mr. Charles Brindamour reports

INTACT FINANCIAL CORPORATION PROVIDES AN UPDATE ON WILDFIRES AND OTHER CATASTROPHE EVENTS THIS SUMMER

Intact Financial Corp. has deployed its catastrophe response plan to support customers impacted by the continuing wildfires in British Columbia and the Northwest Territories. It has already started the claims process for many of its customers, and rebuilding efforts will begin in the affected communities over the coming days and weeks.

"These are difficult times for our customers and their communities. We are entirely focused on getting them back on track as quickly as possible," said Charles Brindamour, chief executive officer of Intact Financial. "Our employees across Canada are supporting customers by providing confirmation of coverage and funding for additional living expenses, and are on the ground where possible to offer assistance."

The company estimates that the catastrophe losses incurred to date in Q3 2023 from wildfires and other weather events amount to approximately $570-million pretax, or $2.40 per share. Given that the wildfires are still active, actual losses may differ from this estimate. Intact will issue an update in early October if catastrophe losses increase materially by the end of the quarter.

Helping customers when they need Intact Financial the most

The company's teams stand ready to support customers as they assess damages and begin to restore their lives.

Customers can contact Intact 24/7:

• Intact Insurance: Call 1-866-464-2424 or visit the Intact website;
• Belairdirect: Call 1-877-270-9124 or visit the Belairdirect website.

About Intact Financial Corp.

Intact Financial is the largest provider of property and casualty (P&C) insurance in Canada, a leading provider of global specialty insurance, and, with RSA, a leader in the United Kingdom and Ireland. Its business has grown organically and through acquisitions to over $21-billion of total annual premiums.

In Canada, Intact Financial distributes insurance under the Intact Insurance brand through a wide network of brokers, including its wholly owned subsidiary BrokerLink and directly to consumers through Belairdirect. Intact Financial also provides affinity insurance solutions through the Johnson Affinity Groups.

In the United States, Intact Insurance Specialty Solutions provides a range of specialty insurance products and services through independent agencies, regional and national brokers, and wholesalers and managing general agencies.

In the U.K., Ireland and Europe, Intact Financial provides personal, commercial and specialty insurance solutions through the RSA brands.

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