Mr. James Obright reports

GOEASY LTD. ANNOUNCES PRICING OF PREVIOUSLY ANNOUNCED OFFERING OF SENIOR UNSECURED NOTES AND UPSIZING OF USD NOTES TO US$450 MILLION AND NEW CAD NOTES TO C$175 MILLION

goeasy Ltd. has priced $450-million (U.S.) aggregate principal amount of 6.875 per cent senior unsecured notes due 2031, an increase from the previously announced transaction size of $400-million (U.S.), and $175-million (Canadian) aggregate principal amount of 6.000 per cent senior unsecured notes due 2030, an increase from the previously announced transaction size of $100-million (Canadian). The new Canadian-dollar notes will be issued at a price of $97.50 (Canadian) per $1,000 (Canadian) principal amount, plus accrued interest from May 15, 2025. The new Canadian-dollar notes have substantially identical terms (other than issuance price, date of issuance and the date from which interest initially accrues) as, and will be treated as a single series with, the company's 6.000 per cent senior unsecured notes due 2030, issued on Nov. 4, 2024. An aggregate of $325-million (Canadian) principal amount of the Canadian-dollar notes will be outstanding after closing of the offering.

The notes will be guaranteed on a senior unsecured basis by certain of goeasy's current and future subsidiaries. Concurrently with the offering, goeasy expects to enter into a currency swap agreement to fix the foreign currency exchange rate for the proceeds from the offering of the U.S.-dollar notes, which it expects will reduce the effective cost of borrowing of the U.S.-dollar notes when converted into Canadian currency.

goeasy estimates the net proceeds from the offering will be approximately $785.4-million (Canadian), based on the Bank of Canada daily rate on Aug. 8, 2025, for the Canadian-dollar/U.S.-dollar exchange rate, after deducting fees and estimated offering expenses, and subject to adjustment as a result of the currency swap. goeasy intends to use the net proceeds from the sale of the notes to partially repay indebtedness under its secured facilities and for general corporate purposes.

The offering of the notes is expected to close on Aug. 20, 2025, subject to customary closing conditions.

About goeasy Ltd.

goeasy is a Canadian company, headquartered in Mississauga, Ont., that provides non-prime leasing and lending services through its easyhome, easyfinancial and LendCare brands. Supported by over 2,600 employees, the company offers a wide variety of financial products and services including unsecured and secured instalment loans, merchant financing through a variety of verticals and lease-to-own merchandise. Customers can transact seamlessly through an omnichannel model that includes on-line and mobile platforms, over 400 locations across Canada, and point-of-sale financing offered in the retail, powersports, automotive, home improvement and health care verticals, through approximately 11,200 merchant partners across Canada. Throughout the company's history, it has acquired and organically served approximately 1.6 million Canadians and originated over $17.5-billion in loans.

goeasy's common shares are listed on the Toronto Stock Exchange under the trading symbol GSY.

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