Mr. Jason Mullins reports

GOEASY LTD. ANNOUNCES PRELIMINARY THIRD QUARTER SELECTED DATA

goeasy Ltd. has provided select preliminary unaudited financial results for the third quarter ended Sept. 30, 2024, based on information currently available to management. The company is making this announcement because the same information is being provided concurrently to potential investors in the company's offering of $350-million (U.S.) aggregate principal amount of senior unsecured notes and $150-million aggregate principal amount of senior unsecured notes.

The company anticipates that:

• Gross consumer loan portfolio growth in the third quarter of 2024 will be between $235-million and $265-million;
• Total yield on consumer loans (including ancillary products) in the third quarter of 2024 will be between 33 per cent and 34 per cent;
• Net chargeoffs as a percentage of average gross consumer loans receivable will be between 8.75 per cent and 9.75 per cent in the third quarter of 2024.

The company's unaudited interim condensed consolidated financial statements and its management discussion and analysis for the third quarter ended Sept. 30, 2024, are currently expected to be available and filed under the company's profile on SEDAR+ after the market closes on Nov. 7, 2024.

All figures reported herein with respect to the third quarter of 2024 are preliminary and are subject to change and adjustment as the company's financial results for the third quarter ended Sept. 30, 2024, are finalized. Accordingly, investors are cautioned not to place undue reliance on the foregoing guidance. The company does not intend to provide unaudited preliminary results in the future. The preliminary unaudited results provided in this news release constitute forward-looking statements within the meaning of applicable securities laws, are based on a number of assumptions, and are subject to a number of risks and uncertainties. Actual results may differ materially.

About goeasy Ltd.

goeasy is a Canadian company, headquartered in Mississauga, Ont., that provides non-prime leasing and lending services through its easyhome, easyfinancial and LendCare brands. Supported by over 2,500 employees, the company offers a wide variety of financial products and services, including unsecured and secured instalment loans, merchant financing through a variety of verticals, and lease-to-own merchandise. Customers can transact seamlessly through an omnichannel model that includes on-line and mobile platforms, over 400 locations across Canada, and point-of-sale financing offered in the retail, power sports, automotive, home improvement and health care verticals, through over 10,300 merchant partners across Canada. Throughout the company's history, it has acquired and organically served over 1.4 million Canadians and originated over $14.3-billion in loans.

goeasy's common shares are listed on the Toronto Stock Exchange under the trading symbol GSY.

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