Mr. Jason Mullins reports

GOEASY LTD. ANNOUNCES CURRENCY SWAP AGREEMENT FOR US$550 MILLION OF SENIOR UNSECURED NOTES

goeasy Ltd., in connection with the offering of its $550-million (U.S.) aggregate principal amount of senior unsecured notes due 2028, which was announced on Nov. 13, 2023, has now also entered into a currency swap agreement to reduce the Canadian dollar equivalent cost of borrowing on the notes to 8.79 per cent per annum, by fixing the foreign currency exchange rate for the proceeds from the offering, consistent with the company's previous announcement of its intention to do so. Before giving effect to the currency swap, the coupon on the notes is 9.25 per cent per annum. After giving effect to the currency swap, goeasy estimates that the net proceeds from the offering will be approximately $745-million after deducting fees and estimated expenses.

About goeasy Ltd.

goeasy Ltd. is a Canadian company, headquartered in Mississauga, Ont., that provides non-prime leasing and lending services through its easyhome, easyfinancial and LendCare brands. Supported by approximately 2,400 employees, the company offers a wide variety of financial products and services including unsecured and secured instalment loans, merchant financing through a variety of verticals and lease-to-own merchandise. Customers can transact seamlessly through an omnichannel model that includes on-line and mobile platforms, over 400 locations across Canada, and point-of-sale financing offered in the retail, powersports, automotive, home improvement and health care verticals, through over 9,100 merchant partners across Canada. Throughout the company's history, it has acquired and organically served over 1.3 million Canadians and originated over $12.1-billion in loans.

Accredited by the Better Business Bureau, goeasy is the proud recipient of several awards in recognition of its exceptional culture and continued business growth including Waterstone Canada's Most Admired Corporate Cultures, ranking on the 2022 Report on Business Women Lead Here executive gender diversity benchmark, placing on the Report on Business ranking of Canada's Top Growing Companies, ranking on the TSX30, Greater Toronto Top Employers Award and has been certified as a Great Place to Work. The company is represented by a diverse group of team members from 78 nationalities who believe strongly in giving back to communities in which it operates. To date, goeasy has raised and donated over $5.2-million to support its long-standing partnerships with BGC Canada and many other local charities.

goeasy Ltd.'s common shares are listed on the TSX under the trading symbol GSY.

We seek Safe Harbor.