Mr. Graham Rankin reports

EVERYDAY PEOPLE FINANCIAL ANNOUNCES VOTING RESULTS OF ITS ANNUAL AND SPECIAL MEETING OF SHAREHOLDERS AND PROPOSED NAME CHANGE TO GLOBAL RECEIVABLES MANAGEMENT INC.

Everyday People Financial Corp. has released the results of voting at its annual and special meeting of shareholders, held virtually on Thursday, July 23, 2026. Each of the matters set out in the notice of annual meeting of shareholders and management information circular dated June 23, 2026, was approved by the shareholders, as disclosed in this news release. Voting was conducted by on-line ballot, and a total of 60,858,894 common shares, representing approximately 46.8 per cent of the company's issued and outstanding common shares as of the record date of June 8, 2026, were represented in person or by proxy at the meeting, constituting quorum.

Approval of the divestiture of the company's non-core financial services subsidiaries

The sale of the company's non-core financial services subsidiaries to FinCard Financial Services Inc. for $850,000 was ratified and approved by a majority of disinterested shareholders of the company, with 100 per cent of the votes cast by disinterested shareholders voted for, and 0 per cent voted against, the resolution. Votes attaching to common shares beneficially owned by Gordon Reykdal, EAM Enterprises Inc., Carrie Reykdal, David Guebert and Scott Sinclair, and their respective associates and affiliates, were excluded from the vote count as interested parties. The transaction is subject to final approval of the TSX Venture Exchange.

Proposed name change and stock symbol change

In connection with the divestiture of the divested subsidiaries and the company's continued focus on its core business, the company announced, at its meeting today, its intention to change its name from Everyday People Financial Corp. to Global Receivables Management Inc. (or such other name as may be acceptable to the applicable regulatory authorities), and to change its trading symbol on the TSX Venture Exchange accordingly. The proposed name change and new stock symbol remain subject to shareholder approval, acceptance by the exchange, and other applicable regulatory and corporate approvals, including the filing of articles of amendment.

FinCard share issuance

As previously announced on June 23, 2026, FinCard issued 139,581,636 Class A common voting shares into trust for the benefit of the company's shareholders pursuant to a trust agreement entered into among FinCard, the company, Barret Reykdal as bare trustee, with Odyssey Trust Company as the transfer agent. The FinCard shares are intended to be distributed on a one-for-one (1:1) basis to shareholders of the company who are shareholders of record as of July 23, 2026, with each such shareholder receiving one FinCard share for each common share of the company held on July 23, 2026. FinCard is currently a private Alberta corporation and is not a reporting issuer in any jurisdiction of Canada. Accordingly, the FinCard shares will be subject to resale restrictions under applicable securities laws and transfer restrictions contained in FinCard's articles.

Election of directors

Seven director nominees listed in the circular were elected as directors of the company, each to hold office until the close of the next annual meeting of shareholders of the company, or until his or her successor is duly elected or appointed. Each director nominee was elected by the requisite majority votes cast in accordance with the company's majority voting policy, as set out in the attached table.

Appointment of independent auditor

MNP LLP was appointed to serve as the company's auditor until the next annual meeting of shareholders of the company or until a successor is otherwise appointed, and the board of directors of the company was authorized to fix the remuneration of the auditor. The resolution to appoint the auditor was approved by 100 per cent of the votes cast for, and 0 per cent of the votes cast against, at the meeting.

Annual approval of omnibus share incentive plan

The company's omnibus share incentive plan was ratified and approved by a majority of disinterested shareholders of the company, with 96.9 per cent of the votes cast by disinterested shareholders voted for, and 3.1 per cent voted against, the resolution. The plan is subject to final approval of the exchange. The company's plan provides for the grant of options, restricted share units (RSUs), performance share units (PSUs) and deferred share units (DSUs). The plan includes a rolling stock option plan component that sets the maximum number of common shares in the capital of the company reserved for issuance, in the aggregate, pursuant to the exercise of options granted thereunder, together with the number of common shares reserved for issuance pursuant to the settlement of share units and DSUs granted under the plan and the number of common shares reserved for issuance pursuant to any other security based compensation arrangement of the company, at 10 per cent of the number of common shares issued and outstanding on a non-diluted basis from time to time. In addition, the plan sets the maximum number of common shares reserved for issuance, in the aggregate, pursuant to the settlement of share units and DSUs granted under the plan at five million common shares.

Approval of the issuance of shares for debt

The issuance of 435,075 common shares in the capital of the company at a deemed price per share of 67 cents per share to settle in full an aggregate of $291,500 for accrued director fees was ratified and approved by a majority of disinterested shareholders of the company, with 100 per cent of the votes cast by disinterested shareholders voted for, and 0 per cent voted against, the resolution. Votes attaching to common shares beneficially owned by Mr. Guebert, Amy ter Haar, Nitin Kaushal and Mr. Sinclair, as the related parties to the debt settlement, were excluded from the vote count. The transaction is subject to final approval of the exchange.

About Everyday People Financial Corp.

Everyday People Financial is a pure-play international revenue cycle management (RCM) company, providing fee-for-service receivables management and debt collection services across Canada and the United Kingdom. First established in 1988, the company has a work force of over 700 professionals operating across Canada and the United Kingdom.

The company's RCM platform -- operating under BPO, EPFS, CCS, ACT, GCS and Groupe Solution -- helps organizations recover receivables and streamline billing processes without purchasing consumer debt.

Founded on the belief that everyone deserves a second chance to financially reestablish themselves, the company is committed to responsible receivables management that puts the customer at the heart of the process -- delivering optimal outcomes for clients while treating consumers with dignity and affordability.

We seek Safe Harbor.