Mr. Gordon Reykdal reports

EVERYDAY PEOPLE FINANCIAL CORP. ANNOUNCES AMENDED DISCLOSURES IN THE Q3 2025 MD&A

Everyday People Financial Corp. has filed an amended management's discussion and analysis (MD&A) for the three and nine months ended Sept. 30, 2025 (the amended Q3 (third quarter) 2025 MD&A).

Reason for refiling

The amended Q3 2025 MD&A has been filed to enhance and clarify certain disclosure relating to the company's previously disclosed arrangement involving Kenge Enterprises Corp. and EAM Enterprises Inc.

The amended Q3 2025 MD&A includes:

• Clarification of the company's intended role in the arrangement;
• Revised disclosure regarding the roles and responsibilities of the parties;
• Expanded discussion of financing mechanics and related party relationships;
• Additional disclosure regarding amounts advanced and returned under the arrangement;
• Clarification of the promissory note and related trust arrangements;
• Expanded discussion of prior revenue reversals and accounting treatment;
• Enhanced risk factor disclosure specific to the arrangement.

The amendments are principally disclosure enhancements and clarifications. The company confirms that the refiling does not result in any restatement of the previously filed interim condensed consolidated financial statements for the period ended Sept. 30, 2025.

Availability of amended MD&A

The amended Q3 2025 MD&A is available under the company's profile on SEDAR+.

Shareholders and investors are encouraged to review the amended Q3 2025 MD&A in its entirety.

About Everyday People Financial Corp.

Everyday People Financial is a technology-driven financial services company with a mission to help individuals and businesses manage money better. First established in 1988, the company has a work force of over 600 people operating in the United Kingdom and Canada, providing fully fee-for-service solutions across two business pillars operating in Canada and the United Kingdom: RCM, which helps organizations recover receivables and streamline billing processes without purchasing consumer debt; and financial services, which provides digital tools and credit access programs that support Canadians on their financial journey.

Founded on the belief that everyone deserves a second chance to rebuild financial health and wealth, the company is committed to providing affordable, innovative and responsible financial solutions that create lasting value for its clients, customers and shareholders.

The company is changing the way people manage money by enhancing its client and consumer services with its own affordability assessment programs with specialized financial products and literacy programs. It is helping everyday people rebuild their financial health for generational wealth. It stands for creativity and entrepreneurship. Its combination of companies, products and services has been established to ensure Everyday People Financial can fulfill consumers' financial needs and service them in a low-cost and effective manner.

We seek Safe Harbor.