The Globe and Mail reports in its Tuesday, Nov. 25, edition that a TransUnion report reveals that Canadians facing financial hardship are increasingly unable to keep up with loans due to tariffs and layoffs affecting the most vulnerable. The Globe's Salmaan Farooqui writes that TransUnion's third quarter reveals widening economic disparities between Canadians managing to reduce their debt and those falling further behind on loans. The percentage of Canadians 30 days behind on loan payments fell by six basis points to 4.4 per cent, while those 90 days or more past due increased by four basis points to 1.77 per cent. "The people that are missing payments, there's fewer of them, but they're going deeper," said TransUnion's Matt Fabian. "We're seeing them go further into delinquency, missing multiple months of payments and continuing on into things like collections." By province, Alberta had the highest levels of delinquency, which Mr. Fabian said was likely owing to the cyclical nature of the oil industry. The report found that Ontario's and Quebec's long-term delinquencies of three months or more were on the rise, which indicates that tariffs and economic uncertainty are starting to affect the most vulnerable Canadians.