18:15:52 EDT Wed 22 Apr 2026
Enter Symbol
or Name
USA
CA



Century Communities Reports First Quarter 2026 Results

2026-04-22 16:05 ET - News Release

Century Communities Reports First Quarter 2026 Results

PR Newswire

- Deliveries of 2,013 Homes Generating $789.7 Million in Total Revenues -

- Net New Home Contracts of 2,379 -

- Ending Community Count Increased Sequentially to 316 -

- Net Income of $24.4 Million, or $0.84 Per Diluted Share -

- Adjusted Net Income of $25.6 Million, or $0.88 Per Diluted Share -

- Increased Quarterly Cash Dividend 10% to $0.32 Per Share -

GREENWOOD VILLAGE, Colo., April 22, 2026 /PRNewswire/ -- Century Communities, Inc. (NYSE: CCS), one of the nation's largest homebuilders, today announced financial results for its first quarter ended March 31, 2026.

First Quarter 2026 Highlights

  • Net income of $24.4 million, or $0.84 per diluted share
  • Adjusted net income of $25.6 million, or $0.88 per diluted share
  • Total revenues of $789.7 million
  • Community count of 316
  • Deliveries of 2,013 homes
  • Net new home contracts of 2,379
  • Homebuilding gross margin of 17.8%
  • Adjusted homebuilding gross margin of 19.7%
  • Repurchased 617,087 shares of common stock for $40.0 million

"We performed well in the first quarter given continued market pressures which intensified even further beginning in early March," said Dale Francescon, Executive Chairman. "While demand at the start of the quarter was roughly in line with year-ago levels, higher interest rates, gas prices, and increased weakness in consumer sentiment weighed on order activity most meaningfully in March, which typically represents the highest sales month of the quarter. Despite these headwinds, our traffic and net sales increased sequentially throughout the quarter, and our first quarter cancellation rate was below the levels we experienced throughout most of 2025, demonstrating the commitment of buyers once they have made the decision to purchase a home."

Rob Francescon, Chief Executive Officer and President, said, "Our adjusted homebuilding gross margin of 19.7% increased by 140 basis points on a sequential basis, benefitting from lower incentives and direct costs, and we decreased our finished specs at the end of the first quarter by 16% sequentially and 31% versus the prior-year quarter. Our balance sheet remains strong with $2.6 billion of stockholders' equity and $886 million of liquidity, and we repurchased 617,087 shares of our common stock for $40.0 million and increased our quarterly cash dividend by 10% to $0.32 per share while continuing to position Century for future growth."

First Quarter 2026 Results

Net income for the first quarter 2026 was $24.4 million, or $0.84 per diluted share. Adjusted net income was $25.6 million, or $0.88 per diluted share.

Total revenues were $789.7 million, with first quarter home sales revenues totaling $734.1 million. Deliveries totaled 2,013 homes. The average sales price of home deliveries for the first quarter 2026 was $364,700.

Net new home contracts in the first quarter 2026 were 2,379, and at the end of the first quarter 2026, the Company had 1,155 homes in backlog, representing $438.5 million of backlog dollar value.

Adjusted homebuilding gross margin percentage, excluding interest, inventory impairment and purchase price accounting, was 19.7% in the first quarter of 2026, and homebuilding gross margin was 17.8%. Selling, general, and administrative expenses as a percent of home sales revenues was 15.8% in the quarter. Adjusted EBITDA and EBITDA for the first quarter 2026 were $55.4 million and $52.0 million, respectively.

Financial services revenues and pre-tax income were $22.4 million and $7.6 million, respectively, in the first quarter 2026.

Balance Sheet and Liquidity

The Company ended the first quarter 2026 with a strong financial position, including $2.6 billion of stockholders' equity and $886.1 million of total liquidity, including $89.8 million of cash.

Book value per share was $88.75 as of March 31, 2026.

During the first quarter, consistent with our disciplined capital allocation approach to enhance the long-term value of the Company and return capital to our shareholders, we increased our quarterly cash dividend by 10% to $0.32 per share and repurchased 617,087 shares of common stock for $40.0 million.

As of March 31, 2026, homebuilding debt to capital equaled 32.2% and net homebuilding debt to net capital equaled 30.5%.

Full Year 2026 Outlook

Scott Dixon, Chief Financial Officer of the Company, commented, "Given the impact of the conflict in the Middle East as well as higher gas prices and interest rates on our order activity, we are reducing our full year 2026 home delivery guidance to be in the range of 9,500 to 10,500 homes and our home sales revenues to be in the range of $3.5 billion to $3.8 billion."

Webcast and Conference Call

The Company will host a webcast and conference call on Wednesday, April 22, 2026, at 5:00 p.m. Eastern time, 3:00 p.m. Mountain time, to review the Company's first quarter 2026 results, provide commentary, and conduct a question-and-answer session. To participate in the call, please dial 800-549-8228 (domestic) or 646-564-2877 (international) and enter the conference ID 56727. The live webcast will be available at www.centurycommunities.com in the Investors section. A replay of the conference call will be available through April 29, 2026, by dialing 888-660-6264 (domestic) or 646-517-3975 (international) and entering conference ID 56727. A replay of the webcast will be available on the Company's website for at least one year.

About Century Communities

Century Communities, Inc. (NYSE: CCS) is one of the nation's largest homebuilders and a recognized industry leader in online home sales. Newsweek has named the Company one of America's Most Trustworthy Companies for three consecutive years, and Century Communities has also been designated as one of U.S. News & World Report's Best Companies to Work For (2025-2026). Through its Century Communities and Century Complete brands, Century's mission is to build attractive, high-quality homes at affordable prices to provide its valued customers with A HOME FOR EVERY DREAM®. Century is engaged in all aspects of homebuilding -- including the acquisition, entitlement and development of land, along with the construction, innovative marketing and sale of quality homes designed to appeal to a wide range of homebuyers. The Company operates in 16 states and over 45 markets across the U.S., and also offers mortgage, title, insurance brokerage, and escrow services in select markets through its Inspire Home Loans, Parkway Title, IHL Home Insurance Agency, and IHL Escrow subsidiaries. To learn more about Century Communities, please visit www.centurycommunities.com.

Non-GAAP Financial Measures

In addition to the Company's operating results presented in accordance with United States generally accepted accounting principles (GAAP), this press release includes the following non-GAAP financial measures: adjusted net income, adjusted diluted earnings per share, adjusted homebuilding gross margin, EBITDA, adjusted EBITDA, and ratio of net homebuilding debt to net capital. These non-GAAP financial measures should not be used as a substitute for the Company's operating results presented in accordance with GAAP, and an analysis of any non-GAAP financial measure should be used in conjunction with results presented in accordance with GAAP. Please refer to the reconciliation of each of the above referenced non-GAAP financial measures following the historical financial information presented in this press release.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and, as such, may involve known and unknown risks, uncertainties and assumptions. Forward-looking statements may be identified by the use of words such as "anticipate," "believe," "expect," "intend," "estimate," "plan," "continue," "will," "may," "should," "potential," "guidance" and "outlook" and other similar expressions that predict or indicate future events or trends or that are not statements of historical matters. Forward-looking statements in this release include the Company's operating and financial guidance for 2026, including anticipated home deliveries and home sales revenues. Forward-looking statements should not be read as a guarantee of future performance or results, and will not necessarily be accurate indications of the times at, or by, which such performance or results will be achieved. Forward-looking statements are based on historical information available at the time the statements are made and are based on management's reasonable belief or expectations with respect to future events, and are subject to risks and uncertainties, many of which are beyond the Company's control, that could cause actual performance or results to differ materially from the belief or expectations expressed in or suggested by the forward-looking statements. The following important factors could cause actual results to differ materially from those expressed in the forward-looking statements: changes in general economic conditions, including interest rates, inflation, and employment levels; consumer confidence and affordability concerns; the impact of geopolitical conflicts including in the Middle East, tariffs and increased costs, immigration reform and enforcement, global supply chain disruptions, labor, land and raw material or other resource shortages and delays, and municipal and utility delays on the Company's business, industry and the broader economy; the availability and cost of financing; home incentive levels; the ability to identify and acquire desirable land and dispose of land when appropriate; availability and pricing for land, labor and raw materials and other resources; reliance on contractors and key personnel; the effect of competition; risks associated with the Company's mortgage lending and multi-family rental businesses; future impairment and restructuring charges; the effect of tax changes; and the other factors included in the Company's most recent Annual Report on Form 10-K and subsequent Quarterly Report on Form 10-Q. Forward-looking statements speak only as of the date on which they are made and the Company undertakes no obligation to update any forward-looking statement to reflect future events, developments or otherwise, except as may be required by applicable law.

                                    
        
          Century Communities, Inc.

                              
        
          Consolidated Statements of Operations

                                           
        
          (Unaudited)

                             
        (in thousands, except share and per share amounts)




                                                                                                       Three Months Ended March 31,


                                                                                                   2026                        2025



 
          Revenues



 Homebuilding Revenues



 Home sales revenues                                                                    $
       734,106             $
        883,736



 Land sales and other revenues                                                                    33,171                           962



 Total homebuilding revenues                                                                     767,277                       884,698



 Financial services revenues                                                                      22,396                        18,534



 Total revenues                                                                                  789,673                       903,232



 
          Homebuilding Cost of Revenues



 Cost of home sales revenues                                                                   (603,291)                    (707,915)



 Cost of land sales and other revenues                                                          (22,571)                        (827)



 Total homebuilding cost of revenues                                                           (625,862)                    (708,742)



 Financial services costs                                                                       (14,751)                     (16,174)



 Selling, general, and administrative expense                                                  (116,082)                    (120,760)



 Other income (expense), net                                                                         353                       (5,038)



 Income before income tax expense                                                                 33,331                        52,518



 Income tax expense                                                                              (8,922)                     (13,134)



 Net income                                                                              $
       24,409              $
        39,384





 
          Earnings per share:



 Basic                                                                                     $
       0.84                $
        1.28



 Diluted                                                                                   $
       0.84                $
        1.26



 
          Weighted average common shares outstanding:



 Basic                                                                                        29,189,596                    30,801,046



 Diluted                                                                                      29,217,503                    31,145,867

                                                                                                   
          
            Century Communities, Inc.

                                                                                                  
          
            Consolidated Balance Sheets

                                                                                                          
          
            (Unaudited)

                                                                                                    
          (in thousands, except share amounts)




                                                                                                                                                                        March 31,                       December 31,


                                                                                                                                                                    2026                       2025



          
            Assets                                                                                                                              (unaudited)                (audited)



          Cash and cash equivalents                                                                                                                     $
         78,182          $
          109,443



          Cash held in escrow                                                                                                                                      11,621                       48,571



          Accounts receivable                                                                                                                                      55,728                       57,242



          Inventories                                                                                                                                           3,525,742                    3,361,158



          Mortgage loans held for sale                                                                                                                            213,947                      299,145



          Prepaid expenses and other assets                                                                                                                       475,283                      435,683



          Property and equipment, net                                                                                                                              70,822                       69,368



          Deferred tax assets, net                                                                                                                                 37,351                       38,176



          Goodwill                                                                                                                                                 41,109                       41,109



          Total assets                                                                                                                               $
         4,509,785        $
          4,459,895



          
            Liabilities and stockholders' equity



          Liabilities:



          Accounts payable                                                                                                                             $
         152,195          $
          114,416



          Accrued expenses and other liabilities                                                                                                                  276,770                      310,602



          Notes payable                                                                                                                                         1,112,751                    1,102,376



          Revolving line of credit                                                                                                                                203,700                       51,500



          Mortgage repurchase facilities                                                                                                                          211,170                      289,269



          Total liabilities                                                                                                                                     1,956,586                    1,868,163



          Stockholders' equity:



          Preferred stock, $0.01 par value, 50,000,000 shares authorized, none outstanding



          Common stock, $0.01 par value, 100,000,000 shares authorized, 28,769,233 and 29,050,515 shares issued                                                       288                          291
and outstanding at March 31, 2026 and December 31, 2025, respectively



          Additional paid-in capital                                                                                                                              332,425                      385,962



          Retained earnings                                                                                                                                     2,220,486                    2,205,479



          Total stockholders' equity                                                                                                                            2,553,199                    2,591,732



          Total liabilities and stockholders' equity                                                                                                 $
         4,509,785        $
          4,459,895

      
         
            Century Communities, Inc.

    
         
            Homebuilding Operational Data

            
          
            (Unaudited)





 
           Net New Home Contracts




                                                          Three Months Ended March 31,


                                    2026              2025                             % Change


  West                               336               392               (14.3)

                                                                            %


  Mountain                           426               462                (7.8)

                                                                            %


  Texas                              473               499                (5.2)

                                                                            %


  Southeast                          359               387                (7.2)

                                                                            %


  Century                            785               952               (17.5)
   Complete
                                                                            %


  Total                            2,379             2,692               (11.6)

                                                                            %


 
            New Home Deliveries


 (dollars in thousands)




                                                  Three Months Ended March 31,


                                                2026                                          2025                   % Change


                                   Homes                Average Sales                Homes               Average Sales                Homes Average Sales
                                          Price
                                                                                                   Price                          Price



 West                               277 $
         568.6                        303       $
      599.5   (8.6)
                                                                                                                                %
                                                                                                           %                (5.2)



 Mountain                           344            465.6                        429               524.1  (19.8)
                                                                                                                                %
                                                                                                           %               (11.2)



 Texas                              371            284.7                        457               298.9  (18.8)
                                                                                                                                %
                                                                                                           %                (4.8)



 Southeast                          315            393.9                        303               443.5     4.0
                                                                                                                                %
                                                                                                           %               (11.2)



 Century Complete                   706            264.5                        792               260.4  (10.9)
                                                                                                                                %
                                                                                                           %                  1.6



 Total / Weighted Average         2,013 $
         364.7                      2,284       $
      386.9  (11.9)
                                                                                                                                %
                                                                                                           %                (5.7)



                
          
          Century Communities, Inc.

              
          
          Homebuilding Operational Data

                       
        
            (Unaudited)





 
         Selling Communities




                                                      As of March
                                                       31,               Increase/Decrease


                                2026          2025                Amount                   % Change


  West                            40            34                     6         17.6

                                                                                 %


  Mountain                        55            48                     7         14.6

                                                                                 %


  Texas                           82            78                     4          5.1

                                                                                 %


  Southeast                       31            42                  (11)      (26.2)

                                                                                 %


  Century                        108           116                   (8)       (6.9)
   Complete
                                                                                 %


  Total                          316           318                   (2)       (0.6)

                                                                                 %


 
            Backlog


 (dollars in thousands)




                                          
      
           As of March 31,


                                                        2026                                                   2025                        % Change


                           Homes          Dollar                          Average       Homes                   Dollar                    Average                        Homes                 Dollar
                                           Value                                                         Value                                                                 Value                 Average
                                                   Sales
                                                     Price
                                                                                                                       Sales                                                       Sales
                                                                                                                              Price                                                      Price



 West                       178 $
 105,463         $
          592.5               248       $
 158,029            $
      637.2    (28.2)              (33.3)         (7.0)
                                                                                                                                                        %
                                                                                                                                    %                                 %



 Mountain                   190    103,890                     546.8               182          102,309                    562.1       4.4                  1.5          (2.7)
                                                                                                                                                        %
                                                                                                                                    %                                 %



 Texas                      238     69,227                     290.9               219           65,973                    301.2       8.7                  4.9          (3.4)
                                                                                                                                                        %
                                                                                                                                    %                                 %



 Southeast                  144     58,671                     407.4               191           87,755                    459.5    (24.6)
                                                                                                                                                        %             %
                                                                                                                                    %              (33.1)        (11.3)



 Century Complete           405    101,208                     249.9               418          106,984                    255.9     (3.1)               (5.4)         (2.4)

                                                                                                                                    %                   %             %



 Total / Weighted Average 1,155 $
 438,459         $
          379.6             1,258       $
 521,050            $
      414.2     (8.2)              (15.9)         (8.4)
                                                                                                                                                        %
                                                                                                                                    %                                 %


 
            Lot Inventory




                                            
    
      As of March 31,


                                              2026                                       2025                           % Change




                                     Owned                Controlled               Total                   Owned                  Controlled          Total Owned Controlled Total





 West                        3,517   2,524       6,041           3,946      4,258                   8,204        (10.9)          (40.7)      (26.4)
                                                                                                                                 %
                                                                                                                 %                           %



 Mountain                    7,813   2,018       9,831           9,180      3,168                  12,348        (14.9)          (36.3)      (20.4)
                                                                                                                                 %
                                                                                                                 %                           %



 Texas                      14,148   2,943      17,091          12,942      9,539                  22,481           9.3           (69.1)      (24.0)
                                                                                                                                 %
                                                                                                                 %                           %



 Southeast                   4,850   5,526      10,376           5,174     11,435                  16,609         (6.3)          (51.7)      (37.5)
                                                                                                                                 %
                                                                                                                 %                           %


  Century Complete            4,025  11,173      15,198           4,655     14,717                  19,372        (13.5)          (24.1)      (21.5)
                                                                                                                                 %
                                                                                                                 %                           %



 Total                      34,353  24,184      58,537          35,897     43,117                  79,014         (4.3)          (43.9)      (25.9)
                                                                                                                                 %
                                                                                                                 %                           %



 % of Total                 58.7 % 41.3 %    100.0 %         45.4 %    54.6 %                100.0 %

Century Communities, Inc.
Reconciliation of Non-GAAP Financial Measures
(Unaudited)

Adjusted net income and adjusted diluted earnings per share ("Adjusted EPS") are non-GAAP financial measures that the Company believes are useful to management, investors and other users of its financial information in evaluating its operating results and understanding its operating trends without the effect of certain non-recurring items. The Company believes excluding certain non-recurring items provides more comparable assessment of its financial results from period to period. The Company defines adjusted net income as consolidated net income before (i) income tax expense; (ii) inventory impairment; (iii) abandonment of lot option contracts; (iv) restructuring costs; (v) loss on debt extinguishment; (vi) impairment on other investment; and (vii) purchase price accounting for acquired work in process inventory; in each case, as applicable during a period, less adjusted income tax expense, calculated using the Company's estimated annual effective tax rate after discrete items for the applicable period. Adjusted EPS is calculated by dividing adjusted net income by weighted average common shares - diluted.


 
            Adjusted Net Income and Adjusted Diluted Earnings Per Share


 (in thousands, except share and per share amounts)




                                                                                           Three Months Ended March 31,


                                                                                    2026                         2025



 
            Numerator



 Net income                                                               $
       24,409             $
          39,384



 
            Denominator



 Weighted average common shares outstanding - basic                            29,189,596                     30,801,046



 Dilutive effect of stock-based compensation awards                                27,907                        344,821



 Weighted average common shares outstanding - diluted                          29,217,503                     31,145,867



 
            Earnings per share:



 Basic                                                                      $
       0.84               $
          1.28



 Diluted                                                                    $
       0.84               $
          1.26





 
            Adjusted earnings per share



 
            Numerator



 Net income                                                               $
       24,409             $
          39,384



 Income tax expense                                                                 8,922                         13,134



 Income before income tax expense                                                  33,331                         52,518



 Inventory impairment                                                                                               411



 Abandonment of lot option contracts (1)                                              954                          1,506



 Restructuring costs                                                                                              1,505



 Purchase price accounting for acquired work in process inventory                     688                          1,892



 Adjusted income before income tax expense                                         34,973                         57,832



 Adjusted income tax expense (2)                                                  (9,362)                      (14,463)



 
            Adjusted net income                                         $
       25,611             $
          43,369





 
            Denominator - Diluted                                            29,217,503                     31,145,867





 
            Adjusted diluted earnings per share                           $
       0.88               $
          1.39


 (1) Beginning in the third quarter of 2025, the Company added "Abandonment of lot option contracts" as an adjustment
        in its non-GAAP adjusted net income calculation. Accordingly, the corresponding prior period information has
        been recast to conform to the current presentation and calculation.



 (2) The tax rates used in calculating adjusted net income for the three months ended March 31, 2026 and 2025 were
        26.8% and 25.0%, respectively, which reflect our GAAP tax rates for the applicable periods.

Century Communities, Inc.
Reconciliation of Non-GAAP Financial Measures
(Unaudited)

Adjusted homebuilding gross margin excluding inventory impairment (if applicable), interest in cost of home sales revenues, and purchase price accounting for acquired work in process inventory (if applicable), is not a measurement of financial performance under GAAP; however, the Company's management believes that this information is meaningful as it isolates the impact that inventory impairment, indebtedness, and acquisitions have on homebuilding gross margin and permits the Company's stockholders to make better comparisons with the Company's competitors, who adjust gross margins in a similar fashion. This non-GAAP financial measure should not be used as a substitute for the Company's GAAP operating results. An analysis of any non-GAAP financial measure should be used in conjunction with results presented in accordance with GAAP.


          
            Adjusted Homebuilding Gross Margin (in thousands)




                                                                                                 Three Months Ended March 31,


                                                                                       2026                       %                       2025           %



          Home sales revenues                                                   $
   734,106   100.0                  $
         883,736          100.0

                                                                                                   %                                                %



          Cost of home sales revenues (1)                                          (603,291) (82.2)                          (707,915)        (80.1)

                                                                                                   %                                                %



          Homebuilding gross margin                                                  130,815    17.8                             175,821           19.9

                                                                                                   %                                                %



          Add: Inventory impairment                                                             0.0                                 411            0.0

                                                                                                   %                                                %



          Adjusted homebuilding gross margin excluding inventory impairment          130,815    17.8                             176,232           19.9

                                                                                                   %                                                %



          Add: Interest in cost of home sales revenues                                13,170     1.8                              12,785            1.4

                                                                                                   %                                                %



          Add: Purchase price accounting for acquired work in process inventory          688     0.1                               1,892            0.2

                                                                                                   %                                                %



          Adjusted homebuilding gross margin excluding interest, inventory      $
   144,673    19.7                  $
         190,909           21.6

                                                                                                   %                                                %
impairment and purchase price accounting for acquired work in process


          inventory


 (1) Beginning in the fourth quarter of 2025, inventory impairment was reclassified to be included in cost of home
        sales revenues in the Company's consolidated statements of operations rather than presented as a separate line
        item and prior year amounts have been reclassified to conform to this presentation.

Century Communities, Inc.
Reconciliation of Non-GAAP Financial Measures
(Unaudited)

EBITDA and Adjusted EBITDA

EBITDA and adjusted EBITDA are non-GAAP financial measures the Company uses as supplemental measures in evaluating operating performance. The Company defines EBITDA as net income before (i) income tax expense, (ii) interest in cost of home sales revenues, (iii) other interest expense (income), and (iv) depreciation and amortization expense. The Company defines adjusted EBITDA as EBITDA before inventory impairment, abandonment of lot option contracts, stock-based compensation expense, restructuring costs, loss on debt extinguishment, impairment on other investment, and purchase price accounting for acquired work in process inventory, in each case as applicable during a period. The Company believes EBITDA and adjusted EBITDA provide an indicator of general economic performance that is not affected by fluctuations in interest rates or effective tax rates, levels of depreciation or amortization, and items considered to be non-recurring. Accordingly, the Company's management believes that these measurements are useful for comparing general operating performance from period to period. EBITDA and adjusted EBITDA should be considered in addition to, and not as a substitute for, consolidated net income in accordance with GAAP as a measure of performance. The presentation of adjusted EBITDA should not be construed as an indication that the Company's future results will be unaffected by unusual or non-recurring items. Each of EBITDA and adjusted EBITDA is limited as an analytical tool, and should not be considered in isolation or as a substitute for analysis of the Company's results of operations as reported under GAAP.


 (in thousands)




                                                                             Three Months Ended March 31,


                                                                      2026                    2025                 % Change



 Net income                                                       $
 24,409        $
          39,384      (38.0)

                                                                                                               %



 Income tax expense                                                   8,922                    13,134      (32.1)

                                                                                                               %



 Interest in cost of home sales revenues                             13,170                    12,785         3.0

                                                                                                               %



 Interest expense (income)                                              169                       798      (78.8)

                                                                                                               %



 Depreciation and amortization expense                                5,352                     6,428      (16.7)

                                                                                                               %



 EBITDA                                                           $
 52,022        $
          72,529      (28.3)

                                                                                                               %



 Inventory impairment                                                                            411     (100.0)

                                                                                                               %



 Abandonment of lot option contracts (1)                                954                     1,506      (36.7)

                                                                                                               %



 Stock-based compensation expense (2)                                 1,780                       292       509.6

                                                                                                               %



 Restructuring costs                                                                           1,505     (100.0)

                                                                                                               %



 Purchase price accounting for acquired work in process inventory       688                     1,892      (63.6)

                                                                                                               %



 Adjusted EBITDA                                                  $
 55,444        $
          78,135      (29.0)

                                                                                                               %


 (1) Beginning in the third quarter of 2025, the Company added "Abandonment of lot option contracts" as an adjustment
        in its non-GAAP adjusted EBITDA calculation. Accordingly, the corresponding prior period information has been
        recast to conform to the current presentation and calculation.



 (2) Beginning in the fourth quarter of 2025, the Company added "Stock-based compensation expense" as an adjustment
        in its non-GAAP adjusted EBITDA calculation. Accordingly, the corresponding prior period information has been
        recast to conform to the current presentation and calculation.

Century Communities, Inc.
Reconciliation of Non-GAAP Financial Measures
(Unaudited)

Ratio of Net Homebuilding Debt to Net Capital

The following table presents the Company's ratio of net homebuilding debt to net capital, which is a non-GAAP financial measure. The Company calculates this by dividing net homebuilding debt (homebuilding debt less cash and cash equivalents, and cash held in escrow) by net capital (net homebuilding debt plus total stockholders' equity). Homebuilding debt is total debt minus outstanding borrowings under construction loan agreement and mortgage repurchase facilities. The most directly comparable GAAP measure is the ratio of homebuilding debt to capital. The Company believes the ratio of net homebuilding debt to net capital is a relevant and useful financial measure to investors in understanding the leverage employed in its operations and as an indicator of the Company's ability to obtain external financing.


 (in thousands)




                                                March 31,               December 31,


                                             2026              2025



 Notes payable                        $
 1,112,751       $
  1,102,376



 Revolving line of credit                  203,700              51,500



 Construction loan agreements            (104,838)           (90,269)



 Total homebuilding debt                 1,211,613           1,063,607



 Total stockholders' equity              2,553,199           2,591,732



 Total capital                        $
 3,764,812       $
  3,655,339



 Homebuilding debt to capital               32.2 %             29.1 %





 Total homebuilding debt              $
 1,211,613       $
  1,063,607



 Cash and cash equivalents                (78,182)          (109,443)



 Cash held in escrow                      (11,621)           (48,571)



 Net homebuilding debt                   1,121,810             905,593



 Total stockholders' equity              2,553,199           2,591,732



 Net capital                          $
 3,675,009       $
  3,497,325





 Net homebuilding debt to net capital       30.5 %             25.9 %

Contact Information:
Tyler Langton, Senior Vice President of Investor Relations and Finance
303-268-8345
InvestorRelations@CenturyCommunities.com

Category:
Earnings

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SOURCE Century Communities, Inc.

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