Mr. Francisco Carasquero reports

FINTECHWERX COMPLETES ACQUISITION OF RUBY LOANS LENDING PLATFORM

Further to Fintechwerx International Software Services Inc.'s news release of July 7, 2026, it has completed the acquisition of the Ruby Loans lending platform.

Ruby Loans is a small and medium-sized business lending platform. Ruby Loans puts borrowers in control of initiating their credit inquiries and streamlines the loan origination process by automating many of the manual steps required to prepare small business loan files for approval. The platform combines processes and tools and is designed to take the application through a staged process from inquiry with input gathered from the borrower to the submission and evaluation of key documents, along with a financial and risk evaluation. The intended result is a quality loan enquiry being generated prior to the involvement of credit risk personnel.

To complete the acquisition, Fintechwerx paid an aggregate of $100,000 and issued 728,862 common shares of the company at a deemed price of 61.74 cents per share to 1431575 B.C. Ltd. (the vendor), an arm's-length party, pursuant to an intellectual property and technology asset purchase agreement dated July 6, 2026. In connection with the acquisition, Fintechwerx and the vendor executed an assignment agreement transferring all rights, title and interest in Ruby Loans to Fintechwerx. The shares are subject to a statutory hold period expiring four months and one day from the date of issuance.

The company also announces that it has issued 101,997 shares at a price of 67.83 cents per share to Secure Digital Payments Corp. (SDP), an arm's-length party, pursuant to the licence and services agreement, dated June 1, 2026. The shares are subject to a statutory hold period expiring four months and one day from the date of issuance. The number of shares to be issued to SDP was incorrectly stated as 85,062 shares in the company's news release of June 11, 2026.

About Fintechwerx International Software Services Inc.

Fintechwerx is a Canadian financial technology company providing onboarding, payments, identity verification, fraud mitigation, and data services to merchants, independent sales organizations and payment service providers, offering an alternative to the need for a patchwork of providers.

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