Mr. David Taylor reports

VERSABANK TO REPORT FOURTH QUARTER AND FISCAL 2025 YEAR END RESULTS WEDNESDAY, DECEMBER 10, 2025 AT 7:00 A.M. ET

VersaBank will release its fourth quarter and fiscal 2025 year-end financial results and host a conference call to discuss those results on Wednesday, Dec. 10, 2025. The conference call/webcast is scheduled for 9 a.m. ET and is expected to last approximately 60 minutes. The conference call/webcast will include a presentation by David Taylor, president, and John Asma, chief financial officer, followed by a question-and-answer period. The bank will report its financial results by news release at approximately 7 a.m. ET.

To join the conference call by telephone without operator assistance, you may register on-line and enter your phone number in advance to receive an instant automated callback. Alternatively, you may also dial direct and be entered into the call by an operator at 416-945-7677 or 888-699-1199 (toll-free).

For those preferring to listen to the presentation through the Internet, a live webcast will be available on the bank's website. The slide presentation management will use during the conference call/webcast will be available on the bank's website.

The archived webcast presentation will be available for 90 days following the live event on the bank's website. Replay of the teleconference will be available until Jan. 10, 2026, by calling 289-819-1450 or 1-888-660-6345 (toll-free) and the passcode is 70234 followed by the number sign.

About VersaBank

VersaBank is a North American bank with a difference. Federally chartered in both Canada and the United States, VersaBank has a branchless, digital, business-to-business model based on its proprietary state-of-the-art technology that enables it to profitably address underserved segments of the banking industry in a significantly risk-mitigated manner. Because VersaBank obtains substantially all of its deposits and undertakes the majority of its financing electronically through financial intermediary partners, it benefits from significant operating leverage that drives efficiency and return on common equity. In August, 2024, VersaBank broadly launched its unique receivable purchase program financing solution for point-of-sale finance companies, which has been highly successful in Canada for nearly 15 years, to the underserved multitrillion-dollar U.S. market. VersaBank also owns Minneapolis-based DRT Cyber Inc., a North American leader in the provision of cybersecurity services to address the rapidly growing volume of cyber threats challenging financial institutions, multinational corporations and government entities. Through DRT Cyber, VersaBank owns proprietary intellectual property and technology to enable the next generation of digital assets for the banking and financial community, including the bank's revolutionary tokenized deposits.

VersaBank's common shares trade on the Toronto Stock Exchange and Nasdaq Stock Market under the symbol VBNK.