Mr. Alexander Damouni reports

MIIVO ANNOUNCES $3.75 MILLION UNIT FINANCING WITH OVERALLOTMENT OPTION

Miivo Holdings Corp. has arranged a non-brokered private placement financing of up to $3.75-million from the sale of up to 7.5 million units at a price of 50 cents per unit. Each unit will consist of one common share in the capital of the company and one-half of one share purchase warrant, with each warrant entitling the holder thereof to acquire one additional share at a price of 75 cents per warrant share for a period of 18 months from its date of issuance.

The company may, at its sole discretion, sell up to an additional 500,000 units for a total sale of up to eight million units or $4-million aggregate gross proceeds.

The company intends to use the proceeds from the offering for marketing its virtual artificial-intelligence-(AI)-powered chief financial officer and management platform AI CFO in an expanding number of countries and for general working capital purposes.

Alexander Damouni, Miivo's chief executive officer, stated: "As stated in our news release dated Nov. 10, 2025, we commenced beta testing the AI CFO platform in the united Arab Emirates and India. We received tremendous feedback from beta customers and, based on that, continued to evolve the product offering. We then commenced our first stage of marketing with a 'freemium' package for users to try out the platform, and two paid subscription packages (basic and advanced). Since our launch in November and with minimal marketing expense, we have over 1,000 users signed up and are rapidly growing our paying subscriber base. We intend to use a majority of the proceeds of this offering to aggressively enter the multibillion small and medium sized enterprises (SMEs) market in North America. AI CFO makes enterprise-grade financial intelligence accessible to SMEs".

Rabih Brair, Miivo's chief financial officer, stated, "We have updated our website and investor presentation and encourage anyone to sign up to the AI CFO platform on our new website and view the company presentation."

The offering is subject to certain conditions including, but not limited to, the receipt of all necessary approvals including the approval of the TSX Venture Exchange. The company may pay finders' fees or commissions on a portion of the offering, subject to compliance with the policies of the exchange and applicable securities legislation. All common shares and warrants issued as part of the units will bear a hold period of four months and one day from the date of issuance.

Any participation by insiders in the offering will constitute a related party transaction under Multilateral Instrument 61-101 -- Protection of Minority Security Holders in Special Transactions (MI 61-101) but is expected to be exempt from the formal valuation and minority shareholder approval requirements of MI 61-101.

About Miivo Holdings Corp.

Miivo Holdings is transforming how small and medium-sized enterprises (SMEs) access financial intelligence by leveraging artificial intelligence to deliver enterprise-grade business insights at SME scale. The company's AI CFO platform empowers small and medium-sized businesses to optimize operations, improve financial performance and accelerate growth through data-driven decision making. Guided by a leadership team with extensive experience in technology and AI, Miivo is positioned at the forefront of the rapidly expanding AI SaaS (software-as-a-service) market for SME solutions.

We seek Safe Harbor.