Mr. Chris Yeung reports

UNIVERSAL DIGITAL INC. ANNOUNCES DEBT SETTLEMENT

Universal Digital Inc. has entered into a debt settlement agreement dated Feb. 12, 2026, with Northbay Capital Partners Corp., pursuant to which the company has agreed to settle indebtedness in the amount of $69,146.50 through the issuance of 987,807 common shares of the company at a deemed price of seven cents per share.

The issuance of the shares is subject to acceptance by the Canadian Securities Exchange. Upon issuance, the shares will be subject to a statutory hold period of four months and one day from the date of issuance in accordance with applicable securities laws and Canadian Securities Exchange policies. Northbay is an arm's-length party to the company. No finders' fees were paid in connection with the transaction.

About Universal Digital Inc.

Universal Digital is a Canadian investment company focused on digital assets, businesses, and private and publicly listed entities that are involved in high-growth industries, with a particular focus on blockchain, cryptocurrencies and cryptocurrency technologies. The company aims to provide shareholders with long-term capital growth through a diversified investment approach and to participate in the transformation of global finance through the integration of digital asset strategies.

We seek Safe Harbor.