Mr. Mike Marrandino reports

INVERITE ENTERS INFRASTRUCTURE LICENSING AGREEMENT WITH WERITAS TO ACTIVATE CREDIT INFRASTRUCTURE DEPLOYMENT IN KENYA

Inverite Insights Inc. has entered into an infrastructure licensing agreement with Weritas Technologies Inc. to bring its credit infrastructure platform into its first in-market deployment in Kenya.

The deployment represents the first operational activation of Inverite's previously announced digital credit infrastructure (DCI) initiative (see news release dated Oct. 30, 2025), advancing the company's strategy into a regulated credit environment. The initiative establishes persistent credit memory systems that convert real-time financial behaviour into structured, portable risk intelligence within active lending ecosystems.

Weritas Technologies builds data-driven and reputation-based credit systems that bridge traditional and emerging digital financial environments. Under the agreement, Weritas plays a central role in activating the Kenya deployment. It aligns capital, data and in-market relationships to enable Inverite's credit infrastructure to operate within real-world lending environments.

Kenya is the initial deployment market, reflecting its advanced digital financial ecosystem and Weritas's established relationships within the market. This combination enables disciplined entry and execution within a regulated credit environment.

Kenya is widely recognized as one of the most advanced digital financial ecosystems globally, with high levels of mobile money adoption and transaction activity, according to World Bank Global Findex data, GSMA industry research and Central Bank of Kenya reporting. GSMA research identifies Sub-Saharan Africa as the global leader in mobile money, with East Africa, including Kenya, representing one of the most mature and widely used markets. These sources highlight the scale, frequency and everyday integration of mobile money across the population. The country also participates in emerging digital asset activity, as reflected in the Chainalysis Global Crypto Adoption Index. Despite this, access to formal consumer credit remains limited, leaving large segments of the population underserved by traditional systems. This imbalance between widespread digital financial participation and limited access to structured credit highlights a clear opportunity for scalable credit infrastructure.

In this initial deployment, Inverite will implement its credit infrastructure platform within a regulated lending environment, processing financial and repayment data into structured risk intelligence. Weritas will align capital and market access to enable this infrastructure to operate within active lending systems while licensed credit providers remain responsible for loan origination, servicing and regulatory compliance.

"Digital financial participation has scaled faster than credit infrastructure in many markets," said Karim Nanji, chief executive officer of Inverite Insights. "Access to credit should reflect behaviour, not geography or legacy systems. Our focus is to align real financial behaviour with persistent credit intelligence so that responsible borrowers are no longer invisible to the system. By bringing credit memory into a regulated lending environment, we are advancing how disciplined capital and modern risk infrastructure can responsibly expand access to credit."

"Kenya's leadership in digital finance makes it an ideal environment for this initial deployment and a strong entry point into broader emerging market opportunities," said Reshmeen Hooda, chair of Weritas. "Through this partnership, we are advancing the phased development of infrastructure to support more transparent, data-informed financial systems over time."

The deployment will progress through defined stages, with each phase informing subsequent implementation. Inverite and Weritas will advance the initiative in a disciplined manner, aligned with regulatory requirements, market conditions and continuing operational insights.

About Inverite Insights Inc.

Inverite Insights is a Canadian risk infrastructure company specializing in real-time financial data and AI-driven (artificial intelligence) decisioning signals. The company enables financial institutions to access and apply structured financial intelligence for credit, verification and risk assessment across a range of lending and financial use cases.

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