Mr. Peter Deeb reports

HAMPTON FINANCIAL CORPORATION ANNOUNCES 4TH QUARTER AND FULL YEAR RESULTS FOR 2025

Hampton Financial Corp. has released its financial results for the fourth quarter and full year of fiscal 2025.

"Our full-year results reflect both a challenging year behind us and a promising year ahead. Capital markets activity is strengthening, and our commercial lending activities are accelerating and provided considerable optimism for 2026 and beyond," said Hampton executive chairman and chief executive officer Peter Deeb.

Fourth quarter IFRS (international financial reporting standards) results highlights

Fourth quarter ended Aug. 31, 2025:

• Q4 revenues of $2,591,000 versus $3,351,000, a decrease of 23 per cent year over year;
• Q4 net losses of ($900,000) or (two cents) per share.

Full year IFRS results highlights

Fiscal year ended Aug. 31, 2025:

• FY revenues of $10,317,000 versus $9,794,000, an increase of 5 per cent year over year;
• FY net losses of ($4,213,000) or (eight cents) per share.

Full Year fiscal results highlights:

Fiscal year ended Aug. 31, 2025:

• FY net losses adjusted for non-recurring and non-cash items of ($2,428,000) or (five cents) per share;
• FY EBITDA (earnings before interest, taxes, depreciation and amortization) of ($1,472,000) versus ($535,000) for the fiscal year 2024.

Summary of corporate developments

The company's full-year results reflect improving conditions over 2025 for its industry as a whole. Declining interest rates have stimulated economic activity, and its corporate finance business is increasing rapidly. While 2025 showed some signs of improvement, the year ahead is looking much stronger based on current run rates. That said, the company intends to continue with a number of initiatives to reduce costs and further expand its business portfolio, while growing its existing wealth management, capital markets businesses and commercial lending operations. The company is hopeful for an improved 2026.

The company, through its wholly owned subsidiary, Hampton Securities Ltd. (HSL), continues to develop its wealth management, advisory team and principal-agent programs which offers the industry's most experienced wealth managers a unique and flexible operating platform that provides additional freedom, financial support and tax effectiveness as they build and manage their professional practice. Its corporate finance group provides early stage, growing companies with capital they need to create value for investors. Its treasury group works to maximize returns from its balance sheet and strengthen its competitive position as one of Canada's leading independent financial institutions. The company's wholly owned commercial lending business, Oxygen Working Capital Corp. (OXY), provides factoring and term financing to businesses across Canada. Copies of Hampton's unaudited interim financial statements and its management's discussion and analysis for the fiscal year ended Aug. 31, 2025, can be accessed on SEDAR+.

About Hampton Financial Corp.

Hampton is a unique private equity firm that seeks to build shareholder value through long-term strategic investments. Through HSL, Hampton is actively engaged in family office, wealth management, institutional services and capital markets activities. HSL is a full-service investment dealer, regulated by IIROC and registered in Alberta, British Columbia, Manitoba, Saskatchewan, Nova Scotia, Northwest Territories, Ontario and Quebec. In addition, the company provides investment banking services, which include assisting companies with raising capital, advising on mergers and acquisitions, and aiding issuers in obtaining a listing on recognized securities exchanges in Canada and abroad. The company is also engaged in the commercial lending space through its wholly owned subsidiary, Oxygen Working Capital. The company continues to explore opportunities to diversify its sources of revenue by way of strategic investments in both complimentary business and non-core sectors that can leverage the expertise of its board and the diverse experience of its management team.

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