Mr. Jason Ewart reports

THE FUTR CORPORATION ANNOUNCES EXCLUSIVE PARTNERSHIP WITH NEW YORK STATE AUTO DEALERS ASSOCIATION

The Futr Corp., creator of the Futr Agent App, which uses intelligent agents and intelligent payment rails to save consumers time and money, has entered into a partnership with the New York State Automobile Dealers Association (NYSADA), dated Feb. 23, 2026, to serve as the exclusive loan payment optimization program under the Futr Payments 2.0 technology.

The program modernizes and expands on the familiar biweekly payment structure widely used in automotive finance. Futr's Payments 2.0 platform enhances traditional biweekly models by analyzing loan structure and payment timing to help consumers build equity faster and maintain stronger financial positioning throughout the life of the loan. Futr Payments 2.0 is integrated directly with leading dealer management systems in order to seamlessly onboard consumers right in the dealership, which ensures a smooth experience for finance manager and consumer.

For dealers, the program is designed to drive measurable operational and revenue outcomes, including:

• Improved customer retention through structured payment engagement;
• Earlier equity creation, supporting trade-cycle acceleration;
• Recurring customer touch points that extend lifetime value;
• Seamless integration into existing F&I and dealership workflows.

Through co-ordinated promotion via NYSADA's member network, Futr Payments will gain access to approximately 1,000 franchised dealerships across New York state. The partnership, in addition to the Tax Max partnership announced in December, 2025, further expands Futr's dealer-facing footprint in the United States auto market and provides a scalable distribution model that the company intends to replicate across additional state and regional associations.

"Dealers consistently ask for tools that improve affordability while strengthening long-term customer relationships," said Mindy Bruns, chief business officer of Futr Payments. "Our payment optimization partnership with NYSADA builds on the trusted biweekly model dealers already understand, while adding data-driven analytics and workflow integration that support retention, equity growth and revenue continuity. The Futr Payments 2.0 platform is designed to fit naturally into dealership operations."

Ms. Bruns added: "Over time, optimized payment data can integrate with Futr's broader consumer-controlled AI agent platform to help customers better understand their loan terms in clear, accessible language and build equity faster. Our approach ensures that all insights remain transparent and permissio -based, designed to easily support people in saving time and making decisions."

Futr Payments 2.0 is centered on improving dealer economics and, importantly, the model does not involve dealer data mining or ownership transfer. All consumer financial insights are generated from customer-permissioned information within the Futr Payments 2.0 system with dealers maintaining their direct customer and data relationships. While the NYSADA initiative is focused on payment optimization and dealer outcomes, Futr's broader road map includes incremental opt-in value opportunities for dealers associated with its consumer-controlled AI agent platform.

About The Futr Corp.

The Futr agent app uses advanced AI and intelligent document processing to help consumers unlock the financial value of their personal information. By enabling users to monetize their data and instantly access key documents and insights, the app saves meaningful time and simplifies everyday financial tasks.

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