• Acquiring one of Canada's leading mortgage connectivity platforms, further strengthening DLC Group's technology and data capabilities across the Canadian mortgage ecosystem.

• The $58.5 million purchase price, subject to closing adjustments, was paid in cash and the acquisition is expected to be immediately accretive to Adjusted EPS.

• Filogix is a trusted partner across the Canadian mortgage ecosystem, with deep industry relationships and a 30-year track record of delivering mission-critical digital infrastructure.

• Filogix will operate as a standalone, wholly owned subsidiary, maintaining operational independence from Newton (Velocity) while ensuring uninterrupted service and continuity for customers and partners.

• DLC Group is committed to continued strategic investment into Filogix infrastructure and technology and to supporting continued growth and success alongside its users, partners and stakeholders.

Vancouver, British Columbia--(Newsfile Corp. - August 4, 2026) - Dominion Lending Centres Inc. (TSX: DLCG) ("DLC Group" or the "Corporation") has acquired Filogix, a mortgage technology software platform connecting Canada's mortgage brokers, suppliers and lenders. In addition, the Corporation is announcing its preliminary financial results for the second quarter ended, June 30, 2026, as well as executing an amended and restated credit facility.

Filogix Acquisition Overview

DLC Group has acquired Filogix from Finastra Holdings Limited for total cash consideration of $58.5 million, subject to closing adjustments.

Through its core products, including Expert, Expert Plus and FXLink, Filogix provides mission-critical digital infrastructure connecting more than 8,000 mortgage brokers with approximately 350 lenders and other industry participants. The Expert platform supports the end-to-end mortgage application process, from submission through underwriting, and provides workflow, compliance and data solutions to participants across the mortgage ecosystem.

"This is a highly strategic acquisition for the DLC Group," said Gary Mauris, Co-Founder and Chief Executive Officer of DLC Group. "Filogix expands our technology, connectivity and data capabilities and advances our strategy of strengthening DLC Group's position across the Canadian residential mortgage market. By bringing both Filogix and Velocity under the DLC Group banner, we significantly enhance our access to real-time market data and insights, while adding important redundancy across our critical connectivity infrastructure to ensure reliable and operational resilience for our customers," continued Mr. Mauris.

"Over its 30-year history, Filogix has become a trusted partner to brokers, lenders and suppliers. We intend to build on that foundation through continued investment in Filogix's technology, infrastructure, customer service and data security. Filogix will continue to operate as a standalone business within DLC Group, ensuring a seamless transition for customers and partners and a dedicated team focused on supporting all its partners."

"We are excited to welcome the Filogix team to the DLC Group. We believe the acquisition strengthens our competitive position, enhances our earnings and cash flow profile and supports the creation of sustainable long-term value for shareholders," concluded Mr. Mauris.

Transaction Details

The acquisition adds a profitable, cash-generating business and is expected to be immediately accretive to Adjusted EPS, while maintaining a conservative pro forma leverage profile.

In the trailing twelve months ended May 31, 2026, Filogix processed approximately $60 billion in annual funded mortgage volumes. DLC Group expects Filogix to contribute approximately $15 million to $18 million of Adjusted EBITDA during the first twelve months following closing.

The $58.5 million purchase price, subject to closing adjustments, was paid in cash and financed through existing liquidity and committed credit facilities. In connection with the acquisition, DLC Group entered into an amended and restated credit agreement with The Toronto-Dominion Bank ("TD"), including a new $65 million term facility. Concurrently, the Corporation's revolving credit facility was reduced from $40 million to $30 million, while the existing pricing grid and other key terms remained unchanged.

DLC Group's pro forma leverage is expected to be approximately 1.65x total debt to Adjusted pro-forma trailing twelve-month EBITDA as of June 30, 2026.

Raymond James Ltd. and Desjardins Capital Markets acted as financial advisors and Bennett Jones LLP acted as legal advisors to the DLC Group. RBC Capital Markets acted as financial advisors and Stikeman Elliott LLP acted as legal advisors to Finastra Holdings Limited.

Preliminary Q2 2026 financial results

In conjunction with today's announcement, the DLC Group also announced preliminary Q2 2026 financial results for the three months ended, June 30, 2026.

• Funded Mortgage Volume is expected to grow approximately 5% year-over-year in the second quarter of 2026 as improvement in broker productivity and growth in the renewal market more than offset weakness in the Canadian residential housing market;

• Revenue is expected to be between $24.7 million and $25 million with approximately 3.8%-4.0% growth in Franchise and Brokering of Mortgage revenue, partially offset by 3.7%- 4% decline in Newton Revenue, due primarily to the impact of revenue reclassification in Q2 2025;

• Adjusted EBITDA is expected to be between $12.3 million and $12.6 million and Adjusted EBITDA margins are expected to be between 50%-51%; and

• As at June 30, 2026, total debt-to Adjusted EBITDA (on a trailing twelve-month basis) is expected to be approximately 0.9x

"We continued to grow our Funded Mortgage Volume in the second quarter despite a soft housing market, reflecting continued gains in broker productivity driven by initiatives such as Goal Getter and, more recently, Broker Performance Lab," said Mr. Gary Mauris, Co-Founder and CEO of DLC Group. "While housing market activity remained softer than expected through much of the first half of the year, recent indicators suggest a gradual improvement as we enter the second half of 2026. We remain focused on executing our proven strategy of strengthening our market position through broker recruitment, investments that enhance broker productivity, and disciplined capital allocation, while continuing to deliver strong profitability and maintain a strong balance sheet," concluded Mr. Mauris.

Forward-Looking Information

Certain statements in this document constitute forward-looking information under applicable securities legislation. Forward-looking information typically contains statements with words such as "anticipate," "believe," "estimate," "will," "expect," "plan," or similar words suggesting future outcomes or outlooks. Forward-looking information in this document includes, but is not limited to, our expectation that the investment in Filogix to be immediately accretive to Adjusted EPS, the acquisition will strengthen our competitive position, enhance our earnings and cash flow profile and support the creation of sustainable long-term value for shareholders, that we will maintain a conservative pro forma leverage profile, the expectation that Filogix will contribute approximately $15 million to $18 million of Adjusted EBITDA during the first twelve months following closing, and our ability to strengthen our market position through broker recruitment, investments that enhance broker productivity, and disciplined capital allocation, and continuing to deliver strong profitability and maintain a strong balance sheet.

Such forward-looking information is based on many estimates and assumptions, including material estimates and assumptions, related to the following factors below that, while considered reasonable by the Corporation as at the date of this press release considering management's experience and perception of current conditions and expected developments, are inherently subject to significant business, economic, and competitive uncertainties and contingencies. Known and unknown factors could cause actual results to differ materially from those projected in the forward-looking statements. Such factors include, but are not limited to:

• Changes in interest rates;

• The DLC Group's ability to maintain its existing number of franchisees and brokers, and to add additional franchisees and brokers;

• Changes in overall demand for Canadian real estate (via factors such as immigration);

• Changes in overall supply for Canadian real estate (via factors such as new housing-start levels);

• At what period in time the Canadian real estate market stabilizes;

• Changes in Canadian mortgage lending and mortgage brokerage laws and regulations;

• Changes in the Canadian mortgage lending marketplace;

• Changes in the fees paid for mortgage brokerage services in Canada; and

• Demand for the Corporation's products remaining consistent with historical demand.

Many of these uncertainties and contingencies may affect our actual results and could cause actual results to differ materially from those expressed or implied in any forward-looking statements made by, or on behalf of, us. Readers are cautioned that forward-looking statements are not guarantees of future performance. All forward-looking statements made in this document are qualified by these cautionary statements. The foregoing list of risks is not exhaustive. The forward-looking information contained in this document is made as of the date hereof and, except as required by applicable securities laws, we undertake no obligation to update publicly or revise any forward-looking statements or information, whether because of new information, future events or otherwise.

About Dominion Lending Centres Inc.

Dominion Lending Centres Inc. is one of Canada's leading networks of mortgage professionals. DLC Group operates through Dominion Lending Centres Inc. and its three main subsidiaries, MCC Mortgage Centre Canada Inc., MA Mortgage Architects Inc. and Newton Connectivity Systems Inc., and has operations across Canada. DLC Group's extensive network includes over 8,500 mortgage professionals and over 500 franchises. Headquartered in British Columbia, the Corporation was founded in 2006 by Gary Mauris and Chris Kayat.

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