MIAMI, Nov. 10, 2026 (GLOBE NEWSWIRE) -- Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) (“Standard Premium”), a leading specialty finance company, today reports unprecedented Q3 earnings highlighted by an 11.5% increase in revenue growth to $3,583,982, 45.5% rise in net income to $401,695 and pre-tax margin increase to 16.1% compared to 11.6% a year ago. Marking the Company’s best third quarter on record, originations rose 17% to $48 million while total expenses grew only 5.8%, and return-on-equity reached 19.8%.

“Our third quarter shows the operating leverage built into our business model,” says William Koppelmann, CEO, Standard Premium. “With originations at a third quarter record and our cost of funds falling, we are continuing to grow with a disciplined approach, and we see room to continue building on this record-breaking momentum.”

The quarter was the sixth consecutive period of revenue growth, led by a 10.3% increase in finance charges to $3,144,165. Excluding interest and the provision for credit losses, operating expenses fell 5.5%. Net income attributable to common stockholders rose 50.9% to $372,645, and earnings per share were $0.13 basic and $0.11 diluted.

The three-bank syndicated line of credit rate fell to 5.78%, with $61.8 million drawn on the $75 million credit facility, which also includes a $40 million accordion.

The gross receivables portfolio grew 19% year-over-year to $92.3 million. Since year-end 2025, stockholders’ equity grew 11% to $9.39 million. The working capital surplus was $18.1 million.

For the nine months, revenue rose 12.3% to $10,361,948, net income rose 36.3% to $1,185,412 and originations grew 18.9% to a record $141.5 million. The quarter also set records for finance charges, late charges ($351,913) and income before taxes ($576,421), which rose 54.2%.

About Standard Premium Finance Holdings, Inc. 

Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) is a specialty finance company which has financed premiums on over $2 billion of property and casualty insurance policies since 1991. We currently operate in 45 states and are seeking M&A opportunities of synergistic businesses to leverage economies of scale. https://www.standardpremium.com/ 

Cautionary Statement Regarding Forward-Looking Statements
This press release includes "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 and within the meaning of Section 27a of the Securities Act of 1933, as amended, and Section 21e of the Securities Exchange Act of 1934, as amended with regard to our anticipated future growth and outlook. Our actual results may differ from expectations presented or implied herein and, consequently, you should not rely on these forward-looking statements as predictions of future events. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in our expectations or any change in events, conditions or results.

Additional information concerning risk factors relating to our business is contained in Item 1A Risk Factors of our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 20, 2026 which is available on the SEC’s website at www.sec.gov or on the Investor Relations section of our website, standardpremium.com.

Media:
Nicholas Turchiano
CPR Marketing
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