FIN enables Splititto integrate with SilverLake® core banking platform and Banno digital banking platform
ATLANTA, Sept. 9, 2026 /PRNewswire/ -- Splitit, the global leader in bank-linked installment payments, today announced its integration with Jack Henry's SilverLake® core banking platform and Banno Digital Platform™ through the Jack Henry®Fintech Integration Network (FIN). The Fintech Integration Network is designed to help ensure that Jack Henry's customers can easily deploy third-party products.
Splitit debit card installments integrate with SilverLake through jXchange™ services-based programming interfaces that enable third-party fintechs and financial institutions to securely access core data and business rules. These integrations maintain data integrity by managing access through a service layer that governs all interactions, ensuring consistent and secure data exchange across platforms.
Eligible banks and credit unions can now offer embedded installments to debit and demand accountholders, enabling them to generate new fee income and compete more effectively with BNPL providers - without building new technology, becoming the lender of record, or requiring users to adopt a third-party app.
Every time a customer chooses a third-party Buy Now, Pay Later app instead of their bank, the bank loses more than a loan. It loses transaction visibility, fee income, engagement and another opportunity to strengthen the primary banking relationship. Over time, payment innovation shifts away from the financial institution and into the hands of third parties.
Splitit was built to reverse that trend. Splitit's white-label platform, integrated with Jack Henry, enables banks and credit unions to bring payment innovation back inside the banking relationship. By unlocking installment capabilities for deposit accounts and debit cards, institutions can offer seamless payment flexibility at checkout and after purchase while retaining the accountholder relationship, transaction data and economics.
"Banks and credit unions shouldn't have to watch their most loyal customers leave the banking relationship every time they want more payment flexibility," said Ran Landau, CTO of Splitit. "Consumers increasingly expect their trusted financial institution to offer installment payments that are as seamless and embedded. Building and continuously evolving an AI-powered installment platform that keeps pace with changing expectations isn't something most financial institutions should have to do on their own. That's exactly why we built Splitit. Together with Jack Henry, we're giving banks and credit unions a faster path to innovation - one that strengthens relationships, creates new revenue opportunities and helps them remain at the center of the payment experience."
Accountholders benefit from a seamless experience before and after purchase. At checkout, eligible users can select installment payments in real time with participating merchants, marketplaces and wallets. After purchase, eligible transactions will be converted into personalized installment offers, through Splitit's AI-powered personalization engine, directly within the institution's digital banking experience. In both cases, accountholders remain within the trusted banking relationship they already know.
Jack Henry's FIN takes the accountholder out of the middle, providing fintechs with direct access to Jack Henry's technical resources and test systems. FIN inclusion is not an endorsement of the fintech's product.
About Jack Henry & Associates, Inc.®
Jack Henry® (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity - offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For 50 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,400 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at www.jackhenry.com.
About Splitit
Splitit is the only global installment payments platform built to work inside a bank's own digital experience, not around it. By turning existing credit relationships into flexible, card-linked installment plans, Splitit gives financial institutions a way to deepen customer engagement, strengthen deposit retention, and unlock new revenue, all without requiring customers to open a new account or download a third-party app. Banks and credit unions retain full control over eligibility, credit policy, and the customer relationship throughout. Trusted by financial institutions and leading brands across luxury retail, digital marketplaces, and technology, Splitit operates in more than 100 countries and powers embedded installment experiences -- including inside Samsung Wallet -- at scale. Learn more at Splitit.com.
The Harris Agency for Splitit
David Resnic or Chrissy Carney
splitit@theharris.agency
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SOURCE Splitit USA, Inc.
