21:57:15 EDT Wed 27 May 2026
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NOAH HOLDINGS LIMITED ANNOUNCES UNAUDITED FINANCIAL RESULTS FOR THE FIRST QUARTER OF 2026

2026-05-27 16:30 ET - News Release

NOAH HOLDINGS LIMITED ANNOUNCES UNAUDITED FINANCIAL RESULTS FOR THE FIRST QUARTER OF 2026

PR Newswire

SINGAPORE, May 27, 2026 /PRNewswire/ -- Noah Holdings Limited ("Noah" or the "Company") (NYSE: NOAH and HKEX: 6686), a leading and pioneer wealth management service provider offering comprehensive one-stop advisory services on global investment and asset allocation primarily for global Chinese high-net-worth investors, announced its unaudited financial results for the first quarter of 2026.

FIRST QUARTER 2026 FINANCIAL HIGHLIGHTS

  • Net revenues for the first quarter of 2026 were RMB625.8 million (US$90.7 million), a 1.8% increase from the corresponding period in 2025, primarily due to an increase in performance-based income from domestic private secondary products, partially offset by a decrease in one-time commissions from insurance products, and a 14.7% decrease quarter-on-quarter, primarily due to a decrease in performance-based income from overseas private equity products as compared with the fourth quarter of 2025.
  • Income from operations for the first quarter of 2026 was RMB236.4 million (US$34.3 million), a 27.1% increase from the corresponding period in 2025, primarily due to disciplined cost control on employee compensation.
  • Net income attributable to Noah shareholders for the first quarter of 2026 was RMB124.7 million (US$18.1 million), a 16.3% decrease from the corresponding period in 2025, primarily due to a higher loss from equity in affiliates, partially offset by lower operating costs and expenses.
  • Non-GAAP[1] net income attributable to Noah shareholders for the first quarter of 2026 was RMB133.9 million (US$19.4 million), a 20.7% decrease from the corresponding period in 2025.

FIRST QUARTER 2026 OPERATIONAL UPDATES

The Company reports its operational performance across six business segments -- three domestic and three overseas -- plus headquarters. The following updates provide segment-specific operating metrics and developments during the first quarter of 2026.

Group-wide Operating Metrics

  • Total number of registered clients as of March 31, 2026 was 468,983, a 1.3% increase from March 31, 2025, and a 0.2% increase from December 31, 2025.
  • Total number of active clients[2] for the first quarter of 2026 was 10,742, a 21.8% increase from the first quarter of 2025 and a 4.7% increase from the fourth quarter of 2025.
  • Aggregate value of investment products distributed during the first quarter of 2026 was RMB23.3 billion (US$3.4 billion), compared with RMB16.1 billion in the first quarter of 2025 and RMB17.0 billion in the fourth quarter of 2025, mainly due to increases of distributing domestic public securities.
  • Total assets under management as of March 31, 2026 were RMB140.2 billion (US$20.3 billion), compared with RMB149.3 billion as of March 31, 2025 and RMB141.7 billion as of December 31, 2025, mainly due to continuous allocation of domestic private equity products.

Distribution of Investment Products

  • The aggregate value of investment products distributed, categorized by product type, is as follows:

                             
   Three months ended March 31,


                                                  2025                      2026


                             
   (RMB in billions, except percentages)



 Mutual fund products          7.6                    47.2 %          12.9       55.3 %



 Private secondary products    6.1                    37.9 %           8.4       36.1 %



 Private equity products       1.5                     9.3 %           1.2        5.2 %



 Other products[3]             0.9                     5.6 %           0.8        3.4 %



 
          All products      16.1                   100.0 %          23.3      100.0 %


 
 [1] Noah's Non-GAAP financial measures are its corresponding GAAP financial measures excluding the effects of all forms of share-based compensation net of relevant tax impact, if any. See "Reconciliation of GAAP to Non-GAAP Results" at the end of this press release.


 
 [2] "Active clients" for a given period refers to registered investors who purchase investment products distributed or receive services provided by us during that given period.


 
 [3] "Other products" refers to other investment products, which includes insurance products, multi-strategies products and others.

  • The aggregate value of investment products distributed, categorized by geography, is as follows?


 
            Type of products in mainland             
          Three months ended March 31,



 
            China                                            2025                                 2026


                                                     
         (RMB in billions, except percentages)



 Mutual fund products                          4.3                  53.7 %                     9.9        64.7 %



 Private secondary products                    3.3                  41.3 %                     5.4        35.3 %



 Other products                                0.4                   5.0 %


               All products in mainland China   8.0                 100.0 %                    15.3       100.0 %




                                                   
        Three months ended March 31,



 
            Type of overseas products                        2025                                 2026


                                              
        (RMB in billions, except percentages)



 Mutual fund products                          3.3                  40.7 %                     3.0        37.5 %



 Private secondary products                    2.8                  34.6 %                     3.0        37.5 %



 Private equity products                       1.5                  18.5 %                     1.2        15.0 %



 Other products                                0.5                   6.2 %                     0.8        10.0 %



 
            All overseas products            8.1                 100.0 %                     8.0       100.0 %

Assets Under Management

  • Total assets under management, categorized by investment type, are as follows:

  Investment type              
          As of                       Growth                        Allocation/            
    As of
                               December 31,                                          Redemption[4]              March 31,
                                                2025                                                                                  2026


                                                            
 (RMB billions, except percentages)


  Private equity                      127.0          89.6 %           0.4                          1.4                    126.0             89.8 %


  Public securities[5]                  8.6           6.1 %           0.8                          1.0                      8.4              6.0 %



 Real estate                           4.1           2.9 %                                       0.1                      4.0              2.9 %


  Multi-strategies                      2.0           1.4 %                                       0.2                      1.8              1.3 %


               All Investments        141.7         100.0 %           1.2                          2.7                    140.2            100.0 %



  • Total assets under management, categorized by geography, are as follows:

               Mainland China  
          As of                                     Growth                        Allocation/                   
       As of
                               December 31,                                                        Redemption[5]                       March 31,
                                                         2025                                                                                      2026
               Investment type


                               
          (RMB billions, except percentages)


  Private equity                      93.6                    94.3 %                                            1.3                  92.3                 94.6 %


  Public securities                    4.1                     4.1 %                0.2                          0.5                   3.8                  3.9 %



 Real estate                          0.2                     0.2 %                                            0.1                   0.1                  0.1 %


  Multi-strategies                     1.4                     1.4 %                                                                 1.4                  1.4 %


               All Investments        99.3                   100.0 %                0.2                          1.9                  97.6                100.0 %




               Overseas        
          As of                              Growth                        Allocation/                
          As of
                               December 31,                                             Redemption[5]                      March 31,
               Investment type                           2025                                                                                2026


                               
          (RMB billions, except percentages)


  Private equity                      33.4                    78.8 %                0.4                          0.1                  33.7                 79.1 %


  Public securities                    4.5                    10.6 %                0.6                          0.5                   4.6                 10.8 %



 Real estate                          3.9                     9.2 %                                                                 3.9                  9.2 %


  Multi-strategies                     0.6                     1.4 %                                            0.2                   0.4                  0.9 %


               All Investments        42.4                   100.0 %                1.0                          0.8                  42.6                100.0 %


 
 [4] The asset allocation/redemption of overseas investment products includes the fluctuation result of foreign currencies exchange rate.


 
 [5] The asset allocation/redemption of public securities also includes market appreciation or depreciation.

Segment Operating Metrics

Domestic Business

Our domestic operations are organized into three reportable segments: Domestic public securities, Domestic asset management, and Domestic insurance. Each segment operates under a dedicated brand and serves a distinct client need in the mainland China market.

Domestic public securities

Domestic public securities, operating under the Noah Upright brand, is the business that distributes mutual funds and private secondary products in mainland China. This segment operates under an "online-first, offline-supported" business model, with the goal of facilitating global asset allocation through RMB-denominated products.

  • Transaction value of public securities products distributed in mainland China during the first quarter of 2026 was RMB9.9 billion (US$1.4 billion), a 130.2% increase from RMB4.3 billion in the first quarter of 2025 and a 67.8% increase from RMB5.9 billion in the fourth quarter of 2025.
  • Transaction value of RMB-denominated private secondary productsdistributed in mainland China during the first quarter of 2026 was RMB5.4 billion (US$0.8 billion), a 63.6% increase from RMB3.3 billion in the first quarter of 2025 and a 145.5% increase from RMB2.2 billion in the fourth quarter of 2025.
  • Number of active clients in this segment during the first quarter of 2026 was 7,877, a 36.1% increase from the first quarter of 2025.
  • Number of licensed relationship managers serving this segment was 201 as of March 31, 2026, compared with 198 as of March 31, 2025.

Domestic asset management

Domestic asset management, operating under the Gopher Asset Management brand, is the business that manages RMB-denominated private equity funds and private secondary products. Current focus areas include managing primary market exits on existing vintages and growing cross-border ETF products in the secondary market.

  • AUM of RMB-denominated private equity products as of March 31, 2026 was RMB92.3 billion (US$13.4 billion), compared with RMB97.3 billion as of March 31, 2025 and RMB93.6 billion as of December 31, 2025, mainly due to our continuous effort on exiting private equity products.
  • AUM of RMB-denominated public securities products as of March 31, 2026 was RMB3.8 billion (US$0.6 billion), compared with RMB5.3 billion as of March 31, 2025 and RMB4.1 billion as of December 31, 2025.
  • Net flow during the quarter: new AUM added was RMB0.2 billion (US$2.9 million) and AUM allocated/redeemed was RMB1.9 billion (US$0.3 billion) during the first quarter of 2026.

Domestic insurance

Domestic insurance, operating under the Glory brand, is the business that distributes insurance products in mainland China, consisting mainly of life and health insurance products. The business has been undergoing a strategic shift toward a commission-only broker model and comprehensive family succession planning services. The net revenues for the first quarter of 2026 were RMB1.4 million (US$0.2 million).

Overseas Business

Our overseas operations are organized into three reportable segments: Overseas wealth management, Overseas asset management, and Overseas insurance and comprehensive services. The Company operates booking centers in Hong Kong, Singapore and key U.S. markets including New York, Los Angeles and Silicon Valley.

Overseas wealth management

Overseas wealth management, operating under the ARK Wealth Management brand, is the business that provides offline and online wealth management services to global Chinese high-net-worth investors outside mainland China. Currently we are dedicated to provide comprehensive services using our booking center in Hong Kong and Singapore.

  • Number of overseas registered clients as of March 31, 2026 was 20,373, an 11.9% increase from March 31, 2025 and a 1.9% increase from December 31, 2025.
  • Number of overseas active clients who transacted with us during the first quarter of 2026 was 3,219, a 4.9% decrease from the first quarter of 2025 and a 1.3% decrease from the fourth quarter of 2025, mainly due to decreased transactions of insurance products.
  • Transaction value of overseas investment products distributed during the first quarter of 2026 was RMB8.0 billion (US$1.2 billion), compared with RMB8.1 billion in the first quarter of 2025 and RMB8.8 billion in the fourth quarter of 2025.
  • Overseas AUA (assets under advisory, including distributed products) as of March 31, 2026 was RMB66.1 billion (US$9.6 billion), compared with RMB66.4 billion as of December 31, 2025 and RMB65.7 billion as of March 31, 2025.
  • Number of overseas relationship managers working under this segment was 89 as of March 31, 2026, compared with 96 as of March 31, 2025 and 94 as of December 31, 2025.
  • AI technology initiatives: In Singapore, we pioneered the "AI + Wealth Management" department, and have seen a 191.7% growth in AUA from December 31, 2025 to March 31, 2026.

Overseas asset management

Overseas asset management, operating under the Olive Asset Management brand, is the business that manages USD-denominated private equity funds and private secondary products, with a dedicated U.S. product center and partnerships with top-tier global managers across structured products and hedge funds. We are building our offices in Hong Kong, Singapore, Japan and key U.S. markets, including New York and Silicon Valley.

  • Actively managed overseas AUM as of March 31, 2026 was RMB42.6 billion (US$6.2 billion), compared with RMB42.4 billion as of December 31, 2025 and RMB42.7 billion as of March 31, 2025.
  • Number of relationship managers working under this segment was 43 as of March 31, 2026, compared with 35 as of March 31, 2025 and 46 as of December 31, 2025.

Overseas insurance and comprehensive services

Overseas insurance and comprehensive services, operating under the Glory Family Heritage brand, is the business that provides comprehensive overseas services such as insurance distribution, trust services and other family office-style services. With offices in Hong Kong, Singapore and Los Angeles, we provide global coverage to clients.

  • Number of active clients in this segment during the first quarter of 2026 was 79, compared with 159 during the first quarter of 2025 and 90 during the fourth quarter of 2025.
  • Number of clients receiving comprehensive services was 727 as of March 31, 2026, compared with 709 as of March 31, 2025.

Headquarters

Headquarters reflects revenue generated from corporate operations at the Company's headquarters in Singapore and office in Shanghai, as well as administrative costs and expenses that are not directly allocated to the aforementioned six business segments, including investments in platform-wide technology, AI infrastructure and corporate functions.

Ms. Jingbo Wang, co-founder and chairlady of Noah, commented: "Entering 2026, Noah stands structurally different and is entering what we define as the 'growth verification phase'. Our performance in the first quarter reflects this momentum, with income from operations reaching RMB236.4 million, a 27.1% increase from the corresponding period in 2025. This growth was driven by disciplined cost controls and a robust recovery in our domestic public securities segment, which saw a 75.7% surge in operating income.

Our vision for 2026 and beyond is anchored in the institutional integration of AI and the continued expansion of our global platform. AI is no longer merely an auxiliary tool but a core part of our structural infrastructure. Strategically, we are moving beyond single-market reliance to a model of global multi-market synergy. Our global architecture--comprising ARK for client connectivity, Olive for global asset management, and Glory for family heritage services--is now firmly in place. In Singapore, we pioneered the 'AI + Wealth Management' department, which has already delivered significant results. We have seen measurable improvements in client outreach, service responsiveness, and the professionalism of asset allocation, accompanied by a 191.7% growth in AUA from December 31, 2025 to March 31, 2026. This experience has strengthened our conviction that AI will become the vital infrastructure of the future wealth management industry.

With a solid balance sheet and a commitment to long-term value, we remain focused on sharing our success with shareholders. While the environment remains dynamic, the combination of our structural resilience, international breakthrough, and AI-driven evolution positions Noah to follow a more sustainable and prosperous path over time."

FIRST QUARTER 2026 FINANCIAL RESULTS

Net Revenues

Net revenues for the first quarter of 2026 were RMB625.8 million (US$90.7 million), a 1.8% increase from the corresponding period in 2025, primarily due to an increase in performance-based income from domestic private secondary products, partially offset by a decrease in one-time commissions from insurance products.


 
            Net Revenues under the segmentation are as follows:



 
            (RMB millions,                                            Q1 2025       Q1 2026  YoY Change


 
            except percentages)



 Domestic public securities                                       127.5         207.8   63.1 %



 Domestic asset management                                        167.0         174.5    4.5 %



 Domestic insurance                                                 6.4           1.4 (78.9 %)



 Overseas wealth management                                       162.0         104.0 (35.8 %)



 Overseas asset management                                        112.0          91.7 (18.1 %)



 Overseas insurance and comprehensive services                     30.2          37.6   24.4 %



 Headquarters                                                       9.5           8.8  (7.8 %)



 
            Total net revenues                                  614.6         625.8    1.8 %

  • Net revenues for domestic public securities for the first quarter of 2026 were RMB207.8 million (US$30.1 million), a 63.1% increase from the corresponding period in 2025, primarily due to an increase in performance-based income generated from the distribution of domestic private secondary products.
  • Net revenues for domestic asset management for the first quarter of 2026 were RMB174.5 million (US$25.3 million), a 4.5% increase from the corresponding period in 2025, primarily due to an increase in performance-based income generated from domestic asset management products, partially offset by a decrease in recurring service fees from private equity products.
  • Net revenues for domestic insurance for the first quarter of 2026 were RMB1.4 million (US$0.2 million), a 78.9% decrease from the corresponding period in 2025, mainly due to a decrease in distribution of insurance products.
  • Net revenues for overseas wealth management for the first quarter of 2026 were RMB104.0 million (US$15.1 million), a 35.8% decrease from the corresponding period in 2025, mainly due to a decrease in one-time commissions from the distribution of overseas products.
  • Net revenues for overseas asset management for the first quarter of 2026 were RMB91.7 million (US$13.3 million), an 18.1% decrease from the corresponding period in 2025, primarily due to a decrease in performance-based income from overseas private equity products as compared with the corresponding period in 2025.
  • Net revenues for overseas insurance and comprehensive services for the first quarter of 2026 were RMB37.6 million (US$5.4 million), a 24.4% increase from the corresponding period in 2025, primarily due to an increase in other service fees.
  • Net revenues for Headquarters for the first quarter of 2026 were RMB8.8 million (US$1.3 million), a 7.8% decrease from RMB9.5 million for the corresponding period in 2025.

Operating Costs and Expenses

  • Operating costs and expenses for the first quarter of 2026 were RMB389.3 million (US$56.4 million), a 9.2% decrease from the corresponding period in 2025. Operating costs and expenses for the first quarter of 2026 primarily consisted of (i) compensation and benefits of RMB266.7 million (US$38.7 million); (ii) selling expenses of RMB36.2 million (US$5.2 million); (iii) general and administrative expenses of RMB66.8 million (US$9.7 million); (iv) provision for credit losses of RMB3.2 million (US$0.5 million); and (v) other operating expenses of RMB16.6 million (US$2.4 million).
  • Operating costs and expenses for domestic public securities for the first quarter of 2026 were RMB40.9 million (US$5.9 million), a 26.0% increase from the corresponding period in 2025, mainly due to an increase in compensation and benefits in line with revenue growth.
  • Operating costs and expenses for domestic asset management for the first quarter of 2026 were RMB23.1 million (US$3.4 million), a 25.6% decrease from the corresponding period in 2025, mainly attributable to our continuous decreases of headcounts within this segment.
  • Operating costs and expenses for domestic insurance for the first quarter of 2026 were RMB5.0 million (US$0.7 million), a 77.6% decrease from the corresponding period in 2025. The change was consistent with the decline in revenue from domestic insurance business.
  • Operating costs and expenses for overseas wealth management for the first quarter of 2026 were RMB78.6 million (US$11.4 million), a 24.4% decrease from the corresponding period in 2025, primarily due to a decrease in relationship manager compensation in line with the revenue decline.
  • Operating costs and expenses for overseas asset management for the first quarter of 2026 were RMB32.6 million (US$4.7 million), a 49.3% increase from the corresponding period in 2025, primarily due to higher compensation and benefits associated with overseas asset management business expansion.
  • Operating costs and expenses for overseas insurance and comprehensive services for the first quarter of 2026 were RMB32.6 million (US$4.7 million), an 18.9% increase from the corresponding period in 2025, primarily due to an increase in costs related to commission-only brokers and provision for credit losses.
  • Operating costs and expenses for headquarters for the first quarter of 2026 were RMB176.5 million (US$25.6 million), a 6.9% decrease from the corresponding period in 2025, primarily due to disciplined cost control on employee compensation.


 
            Income(loss) from operations


 
            Income(loss) from operations under the segmentation is as follows:




                       
          
            (RMB millions,                             Q1 2025          Q1 2026  YoY Change

                     
          
            except percentages)



 Domestic public securities                                                         95.0          166.9     75.7 %



 Domestic asset management                                                         135.9          151.4     11.4 %



 Domestic insurance                                                               (15.7)         (3.6)  (77.1 %)



 Overseas wealth management                                                         58.1           25.4   (56.2 %)



 Overseas asset management                                                          90.1           59.1   (34.5 %)



 Overseas insurance and comprehensive services                                       2.7            4.9     79.7 %



 Headquarters                                                                    (180.1)        (167.7)    (6.9 %)



 
            Total income from operations                                         186.0          236.4     27.1 %

  • Income from operations for domestic public securities for the first quarter of 2026 was RMB166.9 million (US$24.2 million), a 75.7% increase from the corresponding period in 2025.
  • Income from operations for domestic asset management for the first quarter of 2026 was RMB151.4 million (US$21.9 million), an 11.4% increase from the corresponding period in 2025.
  • Loss from operations for domestic insurance for the first quarter of 2026 was RMB3.6 million (US$0.5 million), a 77.1% decrease from the corresponding period in 2025, reflecting a narrower loss.
  • Income from operations for overseas wealth management for the first quarter of 2026 was RMB25.4 million (US$3.7 million), a 56.2% decrease from the corresponding period in 2025.
  • Income from operations for overseas asset management for the first quarter of 2026 was RMB59.1 million (US$8.6 million), a 34.5% decrease from the corresponding period in 2025.
  • Income from operations for overseas insurance and comprehensive services for the first quarter of 2026 was RMB4.9 million (US$0.7 million), a 79.7% increase from the corresponding period in 2025.
  • Loss from operations for headquarters for the first quarter of 2026 was RMB167.7 million (US$24.3 million), a 6.9% decrease from the corresponding period in 2025, reflecting disciplined cost control on employee compensation.

Operating Margin

Operating margin for the first quarter of 2026 was 37.8%, compared with 30.3% for the corresponding period in 2025.

Interest Income

Interest income for the first quarter of 2026 was RMB32.0 million (US$4.6 million), a 2.3% decrease from the corresponding period in 2025.

Investment (Loss) Income

Investment loss for the first quarter of 2026 was RMB2.0 million (US$0.3 million), compared with income of RMB6.3 million in the corresponding period in 2025, primarily due to unrealized losses resulting from fair value changes in certain equity securities.

Income Tax Expense

Income tax expense for the first quarter of 2026 was RMB66.7 million (US$9.7 million), a 10.0% increase from the corresponding period in 2025.

Net Income

  • Net income for the first quarter of 2026 was RMB123.2 million (US$17.9 million), a 17.8% decrease from the corresponding period in 2025.
  • Net margin for the first quarter of 2026 was 19.7%, compared with 24.4% for the corresponding period in 2025.
  • Net income attributable to Noah shareholders for the first quarter of 2026 was RMB124.7 million (US$18.1 million), a 16.3% decrease from the corresponding period in 2025.
  • Net margin attributable to Noah shareholders for the first quarter of 2026 was 19.9%, compared with 24.2% for the corresponding period in 2025.
  • Net income attributable to Noah shareholders per basic and diluted ADS for the first quarter of 2026 was RMB1.81 (US$0.26) and RMB1.79 (US$0.26), respectively, compared with RMB2.13 and RMB2.11, respectively, for the corresponding period in 2025.

Non-GAAP Net Income Attributable to Noah Shareholders

  • Non-GAAP net income attributable to Noah shareholders for the first quarter of 2026 was RMB133.9 million (US$19.4 million), a 20.7% decrease from the corresponding period in 2025.
  • Non-GAAP net margin attributable to Noah shareholders for the first quarter of 2026 was 21.4%, compared with 27.5% for the corresponding period in 2025.
  • Non-GAAP net income attributable to Noah shareholders per diluted ADS for the first quarter of 2026 was RMB1.92 (US$0.28), compared with RMB2.39 for the corresponding period in 2025.

BALANCE SHEET AND CASH FLOW

As of March 31, 2026, the Company had RMB4,280.7 million (US$620.6 million) in cash and cash equivalents, compared with RMB4,360.9 million as of December 31, 2025 and RMB4,075.4 million as of March 31, 2025.

Net cash inflow from the Company's operating activities during the first quarter of 2026 was RMB212.4 million (US$30.8 million), compared with RMB253.4 million in the corresponding period in 2025, primarily attributable to changes in net income and the non-cash adjustment for equity method investments.

Net cash outflow from the Company's investing activities during the first quarter of 2026 was RMB123.7 million (US$17.9 million), compared with a net cash inflow of RMB20.0 million in the corresponding period in 2025, primarily due to the purchase of certain time deposits with a maturity of more than three months in the first quarter of 2026.

Net cash outflow from the Company's financing activities was RMB129.0 million (US$18.7 million) in the first quarter of 2026, compared to net cash outflow of RMB9.4 million in the corresponding period in 2025, primarily due to share repurchases in the first quarter of 2026.

CONFERENCE CALL

The Company's senior management will host an earnings conference call to discuss its Q1 2026 Results and recent business activities. Details of the conference call are as follows:


 
            Dial-in details
 ?



 Conference title?                 Noah Holdings 1Q 2026 Earnings Conference Call



 Date/Time?                        Wednesday, May 27, 2026 at 8:00 p.m., U.S.
                                     Eastern Time

                                    Thursday, May 28, 2026 at 8:00 a.m., Hong Kong
                                     Time



 Dial in:



 - Hong Kong Toll Free:          
 800-963976



 - United States Toll Free:      
 1-888-317-6003



 - Mainland China Toll Free:     
 +86-4001-206115



 - International Toll:           
 1-412-317-6061



 Participant Password:                                                    4079483

A telephone replay will be available starting approximately one hour after the end of the conference until June 3, 2026 at 1-855-669-9658 (US Toll Free) and 1-412-317-0088 (International Toll) with the access code 9501982.

DISCUSSION ON NON-GAAP MEASURES

In addition to disclosing financial results prepared in accordance with U.S. GAAP, the Company's earnings release contains non-GAAP financial measures excluding the effects of all forms of share-based compensation and net of tax impact, if any. See "Reconciliation of GAAP to Non-GAAP Results" at the end of this press release.

The non-GAAP financial measures disclosed by the Company should not be considered a substitute for financial measures prepared in accordance with U.S. GAAP. The financial results reported in accordance with U.S. GAAP and reconciliation of GAAP to non-GAAP results should be carefully evaluated. The non-GAAP financial measures used by the Company may be prepared differently from and, therefore, may not be comparable to similarly titled measures used by other companies.

When evaluating the Company's operating performance in the periods presented, management reviewed the foregoing non-GAAP net income attributable to Noah shareholders and per diluted ADS and non-GAAP net margin attributable to Noah shareholders to supplement U.S. GAAP financial data. As such, the Company's management believes that the presentation of the non-GAAP financial measures provides important supplemental information to investors regarding financial and business trends relating to its results of operations in a manner consistent with that used by management.

ABOUT NOAH HOLDINGS LIMITED

Noah Holdings Limited (NYSE: NOAH and HKEX: 6686) is a leading and pioneer wealth management service provider offering comprehensive one-stop advisory services on global investment and asset allocation primarily for global Chinese high-net-worth investors. Noah's American depositary shares, or ADSs, are listed on the New York Stock Exchange under the symbol "NOAH," and its shares are listed on the main board of the Hong Kong Stock Exchange under the stock code "6686." One ADS represents five ordinary shares, par value $0.00005 per share.

In the first quarter of 2026, Noah distributed RMB23.3 billion (US$3.4 billion) of investment products. Through Gopher Asset Management and Olive Asset Management, Noah had assets under management of RMB140.2 billion (US$20.3 billion) as of March 31, 2026.

Founded in 2005, the firm pioneered a business model combining wealth management and asset management and has continued to build its international platform over the years. As of March 31, 2026, Noah had 468,983 registered clients. The Group reports its operations under six business segments -- Domestic public securities (Noah Upright), Domestic asset management (Gopher Asset Management), Domestic insurance (Glory), Overseas wealth management (ARK Wealth Management), Overseas asset management (Olive Asset Management), and Overseas insurance and comprehensive services (Glory Family Heritage) -- plus headquarters. As of March 31, 2026, Noah had established branches and service capabilities across mainland China, Hong Kong, Singapore, Japan, and key U.S. markets, including New York, Los Angeles, and Silicon Valley, reflecting its international operating footprint.

For more information, please visit Noah's investor relations website at ir.noahgroup.com.

FOREIGN CURRENCY TRANSLATION

In this announcement, the unaudited financial results for the first quarter of 2026 are stated in RMB. This announcement contains currency conversions of certain RMB amounts into US$ at specified rates solely for the convenience of the reader. Unless otherwise noted, all translations from RMB to US$ are made at a rate of RMB6.8980 to US$1.00, the effective noon buying rate for March 31, 2026 as set forth in the H.10 statistical release of the Federal Reserve Board.

SAFE HARBOR STATEMENT

This announcement contains forward-looking statements. These statements are made under the "safe harbor" provisions of the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as "will," "expects," "anticipates," "future," "intends," "plans," "believes," "estimates," "confident" and similar statements. Noah may also make written or oral forward-looking statements in its periodic reports to the U.S. Securities and Exchange Commission, in its annual report to shareholders, in announcements, circulars or other publications made on the website of The Stock Exchange of Hong Kong Limited (the "Hong Kong Stock Exchange"), in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Statements that are not historical facts, including statements about Noah's beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. These statements include, but are not limited to, estimates regarding the sufficiency of Noah's cash and cash equivalents and liquidity risk. A number of factors could cause Noah's actual results to differ materially from those contained in any forward-looking statement, including but not limited to the following: its goals and strategies; its future business development, financial condition and results of operations; the expected growth of the wealth management and asset management market in China and internationally; its expectations regarding demand for and market acceptance of the products it distributes; investment risks associated with investment products distributed to Noah's investors, including the risk of default by counterparties or loss of value due to market or business conditions or misconduct by counterparties; its expectations regarding keeping and strengthening its relationships with key clients; relevant government policies and regulations relating to its industries; its ability to attract and retain qualified employees; its ability to stay abreast of market trends and technological advances; its plans to invest in research and development to enhance its product choices and service offerings; competition in its industries in China and internationally; general economic and business conditions in China; and its ability to effectively protect its intellectual property rights and not to infringe on the intellectual property rights of others. Further information regarding these and other risks is included in Noah's filings with the U.S. Securities and Exchange Commission and the Hong Kong Stock Exchange. All information provided in this press release and in the attachments is as of the date of this press release, and Noah does not undertake any obligation to update any such information, including forward-looking statements, as a result of new information, future events or otherwise, except as required under the applicable law.

-- FINANCIAL AND OPERATIONAL TABLES FOLLOW --

                                         
      
         Noah Holdings Limited

                                 
          
     Condensed Consolidated Balance Sheets

                                              
   
            (unaudited)




                                                                                               
   As of


                                                                                     December 31,               March 31,                   March 31,
                                                                                   2025             2026                  2026


                                                                                     RMB'000               RMB'000                   USD'000



 
            Assets



 Current assets:



 Cash and cash equivalents                                                     4,360,918          4,280,733                 620,576



 Restricted cash                                                                  11,143             11,247                   1,630



 Short-term investments                                                          657,563            833,752                 120,869



 Accounts receivable, net                                                        420,132            334,686                  48,519



 Amounts due from related parties                                                596,800            680,951                  98,717



 Loans receivable, net                                                           112,416            111,690                  16,192



 Other current assets                                                            201,573            211,822                  30,708



 Total current assets                                                          6,360,545          6,464,881                 937,211



 Long-term investments, net                                                    1,172,012          1,160,937                 168,301



 Investment in affiliates                                                      1,326,131          1,142,706                 165,658



 Property and equipment, net                                                   2,356,440          2,325,755                 337,164



 Operating lease right-of-use assets, net                                        103,027             92,047                  13,344



 Deferred tax assets                                                             310,287            310,049                  44,948



 Other non-current assets                                                        112,492            115,565                  16,753



 
            Total Assets                                                    11,740,934         11,611,940               1,683,379



 
            Liabilities and Equity



 Current liabilities:



 Accrued payroll and welfare expenses                                            407,558            404,475                  58,637



 Income tax payable                                                              147,510            146,668                  21,262



 Deferred revenues                                                                54,398             58,961                   8,548



 Contingent liabilities                                                          505,496            504,920                  73,198



 Other current liabilities                                                       312,240            244,855                  35,497



 Total current liabilities                                                     1,427,202          1,359,879                 197,142



 Deferred tax liabilities                                                        263,608            261,653                  37,932



 Operating lease liabilities, non-current                                         60,344             52,475                   7,607



 Other non-current liabilities                                                     6,820              6,936                   1,006



 
            Total Liabilities                                                1,757,974          1,680,943                 243,687



 
            Equity                                                           9,982,960          9,930,997               1,439,692



 
            Total Liabilities and Equity                                    11,740,934         11,611,940               1,683,379

                                                                                    
          
            Noah Holdings Limited

                                                                          
          
            Condensed Consolidated Income Statements

                                                                                         
          
            (unaudited)




                                                                                                                                           
          Three months ended


                                                                                                                                 March 31,          March 31,                       March 31,


                                                                                                                                2025          2026                       2026                 Change


                                                                                                                                 RMB'000          RMB'000                       USD'000



         
            Revenues:



         Revenues from others:



         One-time commissions                                                                                                 154,991         113,065                       16,391                     (27.1 %)



         Recurring service fees                                                                                               151,596         147,525                       21,387                      (2.7 %)



         Performance-based income                                                                                              13,986          80,585                       11,682                      476.2 %



         Other service fees                                                                                                    36,863          33,878                        4,911                      (8.1 %)



         Total revenues from others                                                                                           357,436         375,053                       54,371                        4.9 %



         Revenues from funds Gopher/Olive manages:



         One-time commissions                                                                                                   3,750           1,191                          173                     (68.2 %)



         Recurring service fees                                                                                               244,380         234,594                       34,009                      (4.0 %)



         Performance-based income                                                                                              14,529          20,074                        2,910                       38.2 %



         Total revenues from funds Gopher/Olive manages                                                                       262,659         255,859                       37,092                      (2.6 %)



         Total revenues                                                                                                       620,095         630,912                       91,463                        1.7 %



         Less: VAT related surcharges                                                                                         (5,501)        (5,161)                       (748)                     (6.2 %)



         
            Net revenues                                                                                            614,594         625,751                       90,715                        1.8 %



         Operating costs and expenses:



         Compensation and benefits



         Relationship manager compensation                                                                                  (122,568)      (102,462)                    (14,854)                    (16.4 %)



         Other compensations                                                                                                (181,327)      (164,280)                    (23,817)                     (9.4 %)



         Total compensation and benefits                                                                                    (303,895)      (266,742)                    (38,671)                    (12.2 %)



         Selling expenses                                                                                                    (51,072)       (36,207)                     (5,249)                    (29.1 %)



         General and administrative expenses                                                                                 (64,441)       (66,835)                     (9,689)                       3.7 %



         Provision for credit losses                                                                                          (2,810)        (3,170)                       (460)                      12.8 %



         Other operating expenses                                                                                            (15,699)       (16,574)                     (2,403)                       5.6 %



         Government subsidies                                                                                                   9,331             215                           31                     (97.7 %)



         Total operating costs and expenses                                                                                 (428,586)      (389,313)                    (56,441)                     (9.2 %)



         
            Income from operations                                                                                  186,008         236,438                       34,274                       27.1 %



         Other income (expense):



         Interest income                                                                                                       32,801          32,048                        4,646                      (2.3 %)



         Investment income (loss)                                                                                               6,270         (2,011)                       (292)                        N.A.



         Contingent litigation expenses, net                                                                                                 (2,730)                       (396)                        N.A.



         Other expense                                                                                                        (3,081)        (8,528)                     (1,236)                     176.8 %



         Total other income                                                                                                    35,990          18,779                        2,722                     (47.8 %)



         Income before taxes and income from equity in affiliates                                                             221,998         255,217                       36,996                       15.0 %



         Income tax expense                                                                                                  (60,605)       (66,660)                     (9,664)                      10.0 %



         Loss from equity in affiliates                                                                                      (11,574)       (65,343)                     (9,473)                     464.6 %



         
            Net income                                                                                              149,819         123,214                       17,859                     (17.8 %)



         Less: net income (loss) attributable to non-controlling                                                                  855         (1,501)                       (218)                        N.A.
interests



         
            Net income attributable to Noah shareholders                                                            148,964         124,715                       18,077                     (16.3 %)





         Income per ADS, basic                                                                                                   2.13            1.81                         0.26                     (15.0 %)



         Income per ADS, diluted                                                                                                 2.11            1.79                         0.26                     (15.2 %)



         
            Margin analysis:



         Operating margin                                                                                                      30.3 %         37.8 %                      37.8 %



         Net margin                                                                                                            24.4 %         19.7 %                      19.7 %



         Weighted average ADS equivalent [1]:



         Basic                                                                                                             69,913,957      69,020,208                   69,020,208



         Diluted                                                                                                           70,600,397      69,819,250                   69,819,250



         ADS equivalent outstanding at end of period                                                                       66,508,418      65,446,158                   65,446,158





         [1] Assumes all outstanding ordinary shares are represented by ADSs. Five ordinary shares represent one ADS.

                                                                  
    
           Noah Holdings Limited

                                                                
  
     Condensed Comprehensive Income Statements

                                                                     
     
            (unaudited)




                                                                                                   
          Three months ended


                                                                                                              March 31,                     March 31,                March 31,


                                                                                                           2025                   2026                2026                     Change


                                                                                                              RMB'000                     RMB'000                USD'000



        Net income                                                                                       149,819                  123,214                17,859                       (17.8 %)



        Other comprehensive income (loss), net of tax:



        Foreign currency translation adjustments                                                        (22,834)                (58,364)              (8,461)                       155.6 %



        Fair value fluctuation of available-for-sale Investment                                              233                      233                    34
  (after tax)



        Comprehensive income                                                                             127,218                   65,083                 9,432                       (48.8 %)



        Less: Comprehensive income (loss) attributable to                                                    910                  (1,421)                (206)                          N.A.
  non-controlling interests



        Comprehensive income attributable to Noah                                                        126,308                   66,504                 9,638                       (47.3 %)
   shareholders

                                                                 
         
            Noah Holdings Limited

                                                          
          
           Segment Condensed Income Statements

                                                                      
         
            (unaudited)




                                                      
          
           Three months ended March 31, 2026


                                                                 Domestic                     Domestic                      Domestic                      Overseas                   Overseas          Overseas               Headquarters         Total
                                                        public               asset               insurance              wealth                 asset                 insurance
                                                      securities          management                                 management             management                  and
                                                                                                                                                                   comprehensive
                                                                                                                                                                     services


                                                                 RMB'000                     RMB'000                      RMB'000                      RMB'000                   RMB'000          RMB'000               RMB'000            RMB'000



          
            Revenues:



          Revenues from others



          One-time commissions                             25,733                      684                  1,362                    54,565                     7,614                  23,107                         113,065



          Recurring service fees                           91,475                   26,029                                          13,493                    16,528                                                147,525



          Performance-based income                         80,569                                                                                               16                                                 80,585



          Other service fees                                                                                                       7,389                                           14,450         12,039            33,878



          Total revenues from others                      197,777                   26,713                  1,362                    75,447                    24,158                  37,557         12,039           375,053



          Revenues from funds Gopher/Olive
  manages



          One-time commissions                              1,021                      170                                                                                                                          1,191



          Recurring service fees                            8,375                  131,000                                          28,567                    66,652                                                234,594



          Performance-based income                          2,205                   17,029                                                                      840                                                 20,074



          Total revenues from funds                        11,601                  148,199                                          28,567                    67,492                                                255,859
   Gopher/Olive manages



          Total revenues                                  209,378                  174,912                  1,362                   104,014                    91,650                  37,557         12,039           630,912



          Less: VAT related surcharges                    (1,541)                   (364)                   (5)                                                                                (3,251)          (5,161)



          
            Net revenues                       207,837                  174,548                  1,357                   104,014                    91,650                  37,557          8,788           625,751



          Operating costs and expenses:



          Compensation and benefits                      (30,398)                  (4,728)                 (508)                 (51,913)                  (9,879)                (5,036)                      (102,462)
     Relationship manager compensation



               Other compensations                        (7,130)                (17,001)               (2,820)                  (15,947)                 (19,492)               (11,215)      (90,675)        (164,280)



          Total compensation and benefits                (37,528)                 (21,729)               (3,328)                  (67,860)                 (29,371)               (16,251)      (90,675)        (266,742)



          Selling expenses                                (2,986)                 (1,105)                 (144)                  (8,865)                  (3,390)                (2,461)      (17,256)         (36,207)



          General and administrative                         (15)                   (955)               (1,486)                     (560)                    (500)                (2,013)      (61,306)         (66,835)
   expenses



          Reversal of (Provision for) credit                                          646                                                                                         (3,476)         (340)          (3,170)
   losses



          Other operating expenses                          (388)                   (204)                                        (1,280)                      673                 (8,440)       (6,935)         (16,574)



          Government subsidies                                  6                      207                      2                                                                                                      215



          Total operating costs and expenses             (40,911)                 (23,140)               (4,956)                  (78,565)                 (32,588)               (32,641)     (176,512)        (389,313)



          
            Income (loss) from operations      166,926                  151,408                (3,599)                    25,449                    59,062                   4,916      (167,724)          236,438

                                                                
         
            Noah Holdings Limited

                                                         
          
           Segment Condensed Income Statements

                                                                     
         
            (unaudited)




                                                      
          
           Three months ended March 31, 2025


                                                                 Domestic                     Domestic                    Domestic                      Overseas                    Overseas           Overseas              Headquarters         Total
                                                        public               asset                insurance            wealth                 asset                 insurance
                                                      securities          management                                 management            management                  and
                                                                                                                                                                  comprehensive
                                                                                                                                                                    services


                                                                 RMB'000                     RMB'000                    RMB'000                      RMB'000                    RMB'000           RMB'000              RMB'000            RMB'000



          
            Revenues:



          Revenues from others



          One-time commissions                             14,034                       68                    6,474                105,689                     5,532                   23,194                          154,991



          Recurring service fees                           85,803                   35,392                                          9,120                    21,281                                                  151,596



          Performance-based income                         13,800                       45                                                                     141                                                   13,986



          Other service fees                                                                                                     16,315                                             6,992          13,556            36,863



          Total revenues from others                      113,637                   35,505                    6,474                131,124                    26,954                   30,186          13,556           357,436



          Revenues from funds Gopher/Olive
  manages



          One-time commissions                              3,336                                                                    290                       124                                                    3,750



          Recurring service fees                           10,669                  131,673                                         30,611                    71,427                                                  244,380



          Performance-based income                          1,076                                                                                          13,453                                                   14,529



          Total revenues from funds                        15,081                  131,673                                         30,901                    85,004                                                  262,659
    Gopher/Olive manages



          Total revenues                                  128,718                  167,178                    6,474                162,025                   111,958                   30,186          13,556           620,095



          Less: VAT related surcharges                    (1,252)                   (186)                    (37)                                                                               (4,026)          (5,501)



          
            Net revenues                       127,466                  166,992                    6,437                162,025                   111,958                   30,186           9,530           614,594



          Operating costs and expenses:



          Compensation and benefits                      (21,798)                 (14,966)                 (8,692)              (70,217)                  (1,303)                 (5,592)                       (122,568)
     Relationship manager compensation



               Other compensations                        (7,050)                (15,918)                 (7,598)              (19,840)                 (14,956)                (11,554)      (104,411)        (181,327)



          Total compensation and benefits                (28,848)                 (30,884)                (16,290)              (90,057)                 (16,259)                (17,146)      (104,411)        (303,895)



          Selling expenses                                (3,140)                 (2,044)                 (3,669)              (12,857)                  (5,361)                 (2,606)       (21,395)         (51,072)



          General and administrative                        (118)                 (1,092)                 (2,213)               (1,047)                    (205)                   (575)       (59,191)         (64,441)
   expenses



          Provision for credit losses                                                                                                                                            (1,600)        (1,210)          (2,810)



          Other operating expenses                          (410)                 (2,380)                                                                                        (5,523)        (7,386)         (15,699)



          Government subsidies                                 40                    5,309                       12                                                                                  3,970             9,331



          Total operating costs and expenses             (32,476)                 (31,091)                (22,160)             (103,961)                  (21,825)                (27,450)      (189,623)        (428,586)



          
            Income (loss) from operations       94,990                  135,901                 (15,723)                58,064                    90,133                    2,736       (180,093)          186,008

               
      
            Noah Holdings Limited

      
       
        Supplemental Revenue Information by Geography

                    
      
            (unaudited)




                                     Three months ended


                                     March 31,                        March 31,         Change
                                  2025                      2026


                                     (in thousands of RMB, except percentages)


           Revenues:


  Mainland
  China                          315,927                     397,691              25.9 %


 Hong
  Kong                           227,148                     174,242            (23.3 %)


 Others                           77,020                      58,979            (23.4 %)


           Total
            revenues             620,095                     630,912               1.7 %

                                                                         
          
            Noah Holdings Limited

                                                           
          
            Supplemental Business Information by Product Types

                                                                              
          
            (unaudited)




                                                                                                         
          Three months ended


                                                                                                                    March 31,                            March 31,    Change
                                                                                                                        2025                                 2026


                                                                                                         
          (in thousands of RMB, except percentages)



          
            Mainland China:



          Public securities products [1]                                                                              128,720                                209,378          62.7 %



          Private equity products                                                                                     166,769                                174,912           4.9 %



          Insurance products                                                                                            6,474                                  1,362        (79.0 %)



          Others                                                                                                       13,964                                 12,039        (13.8 %)



          Subtotal                                                                                                    315,927                                397,691          25.9 %





          
            Overseas:



          Investment products [2]                                                                                     156,714                                145,065         (7.4 %)



          Insurance products                                                                                          115,976                                 59,908        (48.3 %)



          Online business [3]                                                                                          10,495                                  9,378        (10.6 %)



          Others                                                                                                       20,983                                 18,870        (10.1 %)



          Subtotal                                                                                                    304,168                                233,221        (23.3 %)



          
            Total revenues                                                                                 620,095                                630,912           1.7 %





          [1] Includes mutual funds and private secondary products.


          [2] Includes non-money market mutual fund products, discretionary products, private secondary products, private equity products, real estate
products and private credit products.


          [3] Includes money market mutual fund products, securities brokerage business.

                               
     
         Noah Holdings Limited

                       
         
     Supplemental Operational Information

                                   
   
            (unaudited)




                                                 
          As of


                                                            March 31,                        March 31,        Change
                                                         2025                      2026



 Number of registered clients                          463,161                     468,983                 1.3 %




                                                            Three months ended


                                                            March 31,                        March 31,        Change
                                                         2025                      2026


                                                            (in millions of RMB, except number of active
                                                             clients and
                                                 percentages)



 Number of active clients                                8,822                      10,742                21.8 %



 Transaction value:



 Private equity products                                 1,461                       1,189              (18.6 %)



 Private secondary products                              6,114                       8,367                36.8 %



 Mutual fund products                                    7,595                      12,899                69.8 %



 Other products                                            934                         864               (7.5 %)



 Total transaction value                                16,104                      23,319                44.8 %

                                                                  
   
            Noah Holdings Limited

                                                      
          
     Supplemental Information of Overseas Business

                                                                    
      
            (unaudited)




                                                                                                                         Three months ended


                                                                                                                         March 31,                   March 31,        Change
                                                                                                                     2025                   2026



 Net Revenues from Overseas (RMB, million)                                                                           304.2                    233.2           (23.3 %)



 Number of Overseas Registered Clients                                                                              18,207                   20,373             11.9 %



 Number of Overseas Active Clients                                                                                   3,384                    3,219            (4.9 %)



 Transaction Value of Overseas Investment Products (RMB, billion)                                                      8.1                      8.0            (1.2 %)



 Number of Overseas Relationship Managers                                                                              131                      132              0.8 %



 Overseas Assets Under Management (RMB, billion)                                                                      42.7                     42.6            (0.2 %)



 Overseas Assets Under Advisory (RMB, billion)                                                                        65.7                     66.1              0.7 %

                                                                          
    
            Noah Holdings Limited

                                                                
         
      Reconciliation of GAAP to Non-GAAP Results

                                                             
          
     (In RMB, except for per ADS data and percentages)

                                                                            
       
            (unaudited)




                                                                                                                                    Three months ended


                                                                                                                                    March 31,                    March 31,


                                                                                                                                 2025                  2026                Change


                                                                                                                                    RMB'000                    RMB'000



 Net income attributable to Noah shareholders                                                                                  148,964                 124,715                  (16.3 %)



 Adjustment for share-based compensation                                                                                        24,780                  11,349                  (54.2 %)



 Less: tax effect of adjustments                                                                                                 4,956                   2,200                  (55.6 %)



 Adjusted net income attributable to Noah shareholders (non-GAAP)                                                              168,788                 133,864                  (20.7 %)





 Net margin attributable to Noah shareholders                                                                                   24.2 %                 19.9 %



 Non-GAAP net margin attributable to Noah shareholders                                                                          27.5 %                 21.4 %





 Net income attributable to Noah shareholders per ADS, diluted                                                                    2.11                    1.79                  (15.2 %)



 Non-GAAP net income attributable to Noah shareholders per ADS, diluted                                                           2.39                    1.92                  (19.7 %)

View original content:https://www.prnewswire.com/news-releases/noah-holdings-limited-announces-unaudited-financial-results-for-the-first-quarter-of-2026-302783375.html

SOURCE Noah Holdings Limited

Contact:

Noah Holdings Limited, Tel: +86-21-8035-8292, ir@noahgroup.com

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