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Uxin Reports Unaudited Financial Results for the Quarter and Full Year Ended December 31, 2025

2026-04-10 02:00 ET - News Release

Uxin Reports Unaudited Financial Results for the Quarter and Full Year Ended December 31, 2025

PR Newswire

BEIJING, April 10, 2026 /PRNewswire/ -- Uxin Limited ("Uxin" or the "Company") (Nasdaq: UXIN), China's leading used car retailer, today announced its unaudited financial results for the quarter and full year ended December 31, 2025.

Dear Shareholders,

On behalf of Uxin Limited, I would like to express my sincere gratitude for your continued interest and support. It is my pleasure to share with you our key achievements over the past year, along with our insights into the business and outlook for the future.

China's vehicle ownership has approached 370 million units, forming a large and growing base that continues to unlock significant potential for vehicle recirculation. In 2025, used car transaction volume in China exceeded 20 million units for the first time, accounting for approximately 5.5% of total vehicle ownership, well below the 10% to 15% level typically seen in more mature markets. As this percentage rises toward that level, annual used car transaction volume could reach 35 million to 50 million units based on current vehicle ownership alone.

Consumer expectations for products, services and overall experience in the used car industry continue to rise. We have observed that consumers are no longer satisfied with availability alone and increasingly value transparency in vehicle condition, fair pricing, professional service, and reliable after-sales support. We believe that in this trillion-RMB market, which remains at an early stage of development, those who can systematically address these pain points will be well positioned to lead the transformation and upgrading of China's used car industry.

Against this backdrop, Uxin is redefining used car transactions through a modern retail approach. We leverage our advanced self-operated reconditioning factories to ensure vehicle quality and provide one-stop purchasing experience and comprehensive after-sales support through our offline superstores and online marketplace. As a result, buying and selling used cars could become as simple, transparent, and trustworthy as purchasing standardized retail products.

In 2025, despite continued intense price competition in the new car market, which created challenges for the used car industry, our business maintained strong growth momentum. Our full-year retail transaction volume reached 51,110 units, up 135% year over year, marking the second consecutive year of more than 130% growth. Total revenues reached RMB3.24 billion, representing a 79% increase year over year. Meanwhile, as both inventory and sales continued to scale up, our inventory turnover days for vehicles available for sale remained stable at approximately 30 days.

During the year, we also began large-scale replication and nationwide expansion of our superstore model. Building on our existing superstores in Hefei and Xi'an, we opened three new superstores in Wuhan, Zhengzhou and Jinan, establishing a scalable operating system that can be replicated across regions. Our mature superstores in Xi'an and Hefei continued to ramp up, each achieving over 20% market share in their respective cities. Wuhan, as the first replicated superstore after our model had been validated, delivered stronger sales growth and profitability than our earlier superstores at the same stage. Zhengzhou and Jinan superstores further improved upon Wuhan's performance.

These achievements are supported by core capabilities that we have built over time and continue to strengthen. First, our pricing capability continues to evolve. We have accumulated the industry's largest set of real transaction data from our self-operated used car sales, and this data continues to grow, roughly doubling each year. This enables our pricing model to become increasingly precise. Our digital systems respond rapidly to market changes, allowing us to maintain real-time pricing competitiveness on both sourcing and sales. As a result, we are well positioned to navigate industry volatility and systematically improve vehicle-level profitability while sustaining high inventory turnover efficiency.

Second, we have built an innovative integrated factory-warehousing-retail business model. Each of our superstores is supported by a used car reconditioning factory, forming China's largest, most advanced and most efficient supply system for high-quality used vehicles. We have established scalable advantages over traditional dealers in quality control, reconditioning efficiency and cost optimization. Leveraging the reconditioning capabilities at our self-operated factories, we have expanded the used car service value chain and are able to provide full lifecycle vehicle services, including financing, insurance, extended warranties, accessories, and repair and maintenance services, similar to those offered by new car dealers. Compared with traditional used car dealers that primarily offer financing services, our revenue streams are more diversified, with greater potential for profitability improvement.

Meanwhile, most of our superstores carry inventory of more than 2,000 vehicles and serve as a landmark used car retail destination in its local market. Landmark superstores help build customer trust. Through our in-store service, vehicle display and experience design, customers can enjoy a professional, transparent, and trustworthy retail experience at our superstores. Our Net Promoter Score has reached 67, and customer satisfaction and brand reputation remain at industry-leading levels. We believe that our sales conversion efficiency, together with our ability to generate organic traffic through strong word-of-mouth, provides us with significant advantages over traditional used car dealers.

We clearly see that Uxin is advancing rapidly along a validated and continuously strengthening development path. Looking ahead to 2026, we will continue to increase inventory and sales across our existing five superstores, and we plan to open a number of new superstores during the year, further strengthening our nationwide network. Based on these plans, we expect both our full-year retail transaction volume in 2026 and total revenues to grow by more than 100%.

The modernization of China's used car industry has only just begun, and Uxin is positioned to benefit from a significant market opportunity. We also recognize that truly sustainable growth is not simply about speed, but is built on the coordinated improvement of scalability, operational efficiency and customer value. We will remain focused on delivering better products and more professional services to our customers, while driving higher standards for solutions across the industry and creating long-term value for our shareholders.

Kun Dai
Chairman and Chief Executive Officer of Uxin

Highlights for the Quarter Ended December 31, 2025

  • Transaction volume was 21,634 units for the three months ended December 31, 2025, an increase of 36.0% from 15,904 units in the last quarter and an increase of 129.2% from 9,439 units in the same period last year.
  • Retail transaction volume was 19,160 units for the three months ended December 31, 2025, an increase of 36.7% from 14,020 units in the last quarter and an increase of 124.0% from 8,554 units in the same period last year.
  • Total revenues were RMB1,197.9 million (US$171.3 million) for the three months ended December 31, 2025, an increase of 36.2% from RMB879.3 million in the last quarter and an increase of 100.7% from RMB596.8 million in the same period last year.
  • Gross margin was 6.8% for the three months ended December 31, 2025, compared with 7.5% in the last quarter and 7.0% in the same period last year.
  • Loss from operations was RMB58.7 million (US$8.4 million) for the three months ended December 31, 2025, compared with RMB36.5 million in the last quarter and RMB73.4 million in the same period last year.
  • Non-GAAP adjusted EBITDA[1] was a loss of RMB27.2 million (US$3.9 million) for the three months ended December 31, 2025, compared with a loss of RMB5.3 million in the last quarter and a gain of RMB2.0 million in the same period last year.
 [1] This is a non-GAAP measure. The Company believes that the non-GAAP measures help investors and users of our financial information understand the effect of adjusting items on our selected reported results and provide alternate measurements of its performance, both in the current period and across periods. See "Use of Non-GAAP Financial Measures" and "Unaudited Reconciliations of GAAP And Non-GAAP Results" contained in this press release for a reconciliation and additional information on non-GAAP
  measures.

Highlights for the Full Year Ended December 31, 2025

  • Transaction volume was 57,408 units for the full year ended December 31, 2025, an increase of 119.6% from 26,148 units in the prior year.
  • Retail transaction volume was 51,110 units for the full year ended December 31, 2025, an increase of 134.7% from 21,773 units in the prior year.
  • Total revenues were RMB3,239.7 million (US$463.3 million) for the full year ended December 31, 2025, an increase of 78.6% from RMB1,814.4 million in the prior year.
  • Gross margin was 6.7% for the full year ended December 31, 2025, compared with 6.8% in the prior year.
  • Loss from operations was RMB173.6 million (US$24.8 million) for the full year ended December 31, 2025, compared with RMB284.4 million in the prior year.
  • Non-GAAP adjusted EBITDA was a loss of RMB57.9 million (US$8.3 million) for the full year ended December 31, 2025, compared with RMB80.8 million in the prior year.

Mr. Feng Lin, Chief Financial Officer of Uxin, stated: "Our financial performance this quarter continued to demonstrate strong momentum. In the fourth quarter, our retail transaction volume reached 19,160 units, representing a 124% year-over-year increase, while total revenue reached RMB1.198 billion, up 101% year over year. For the full year of 2025, retail transaction volume reached 51,110 units, representing a 135% year-over-year increase, and total revenue reached RMB3.24 billion, up 79% year over year. This strong performance reflects high-quality growth driven by the continued replication of our superstore model, sustained inventory turnover efficiency, and ongoing improvements in our operating capabilities. As promotional activities in China's new-car market intensified in December, and as newly opened superstores typically operate at lower margins in their early stages, our gross margin and non-GAAP adjusted EBITDA were under pressure during the quarter. We view these as normal short-term fluctuations that do not affect our overall growth trajectory. Looking ahead, with inventory and sales continuing to ramp up at our existing superstores and additional superstores coming into operation, we aim to grow both our retail transaction volume and total revenue by more than 100% in 2026."

Financial Results for the Quarter Ended December 31, 2025

Total revenues were RMB1,197.9 million (US$171.3 million) for the three months ended December 31, 2025, representing an increase of 36.2% from RMB879.3 million in the last quarter and an increase of 100.7% from RMB596.8 million in the same period last year. The increases were mainly due to the increase in retail vehicle sales revenue.

Retail vehicle sales revenue was RMB1,129.0 million (US$161.4 million) for the three months ended December 31, 2025, representing an increase of 37.8% from RMB819.1 million in the last quarter and an increase of 104.1% from RMB553.1 million in the same period last year. For the three months ended December 31, 2025, retail transaction volume was 19,160 units, representing an increase of 36.7% from 14,020 units last quarter and an increase of 124.0% from 8,554 units in the same period last year. The increases in retail vehicle sales revenue were mainly due to the increase in retail transaction volume. By offering quality products and services, the Company believes that its superstores have earned customer trust and established Uxin as the well-recognized brand in the regional markets where these superstores are located, leading to a high in-store customer conversion rate. Our established superstores in Xi'an and Hefei continued to deliver robust growth. Additionally, the rapid growth in sales volume was primarily driven by the Company's new superstores in Wuhan, Zhengzhou and Jinan, which commenced trial operations in February, September and December 2025, respectively. The Wuhan superstore continued to achieve strong sales growth, and the Zhengzhou superstore recorded rapid growth in both inventory levels and sales volume, while the Jinan superstore is ramping up its initial sales momentum.

Wholesale vehicle sales revenue was RMB38.2 million (US$5.5 million) for the three months ended December 31, 2025, compared with RMB33.2 million in the last quarter and RMB25.5 million in the same period last year. For the three months ended December 31, 2025, wholesale transaction volume was 2,474 units, representing an increase of 31.3% from 1,884 units last quarter and an increase of 179.5% from 885 units in the same period last year. Wholesale vehicle sales represent vehicles purchased by the Company from individuals that do not meet the Company's retail standards and are subsequently sold through online and offline channels.

Other revenue was RMB30.7 million (US$4.4 million) for the three months ended December 31, 2025, compared with RMB27.0 million in the last quarter and RMB18.2 million in the same period last year.

Cost of revenues was RMB1,117.0 million (US$159.7 million) for the three months ended December 31, 2025, compared with RMB813.3 million in the last quarter and RMB554.9 million in the same period last year.

Gross margin was 6.8% for the three months ended December 31, 2025, compared with 7.5% in the last quarter and 7.0% in the same period last year. The Company's gross margin remained stable year-over-year. The quarter-over-quarter slight decrease was primarily due to two reasons: firstly, market volatility and elevated year-end promotions in the new car market for inventory clearance pressured used vehicle margins; secondly, our new superstores were still in the initial operating stage. The Zhengzhou superstore commenced trial operations on September 27, 2025 and is still in a gross profit ramp-up phase, while the Jinan superstore just opened on December 17, 2025.

Total operating expenses were RMB148.4 million (US$21.2 million) for the three months ended December 31, 2025. Total operating expenses excluding the impact of share-based compensation were RMB137.7 million.

  • Sales and marketing expenses were RMB122.3 million (US$17.5 million) for the three months ended December 31, 2025, representing an increase of 34.1% from RMB91.2 million in the last quarter and an increase of 98.0% from RMB61.8 million in the same period last year. The increase was mainly due to the increased employee compensation for the sales teams as a result of the increase in headcount.
  • General and administrative expenses were RMB22.8 million (US$3.3 million) for the three months ended December 31, 2025, representing a decrease of 21.9% from RMB29.1 million in the last quarter and a decrease of 67.2% from RMB69.3 million in the same period last year. The quarter-over-quarter decrease was mainly due to the decline in professional fees in relation to certain transactions in the fourth quarter of 2025. The year-over-year decrease was mainly due to the impact of share-based compensation expenses.
  • Research and development expenses were RMB3.3 million (US$0.5 million) for the three months ended December 31, 2025, representing an increase of 7.9% from RMB3.1 million in the last quarter and representing an increase of 39.2% from RMB2.4 million in the same period last year. The year-over-year increase was mainly due to the impact of share-based compensation expenses.

Other operating income, net was RMB8.8 million (US$1.3 million) for the three months ended December 31, 2025, compared with RMB21.0 million for the last quarter and RMB18.1 million in the same period last year. The decrease was mainly due to the decrease of gains from derecognition of certain long-aged liabilities.

Loss from operations was RMB58.7 million (US$8.4 million) for the three months ended December 31, 2025, compared with RMB36.5 million in the last quarter and RMB73.4 million in the same period last year.

Interest expenses were RMB24.7 million (US$3.5 million) for the three months ended December 31, 2025, compared with RMB24.1 million in the last quarter and RMB22.1 million in the same period last year.

Net loss from operations was net loss of RMB82.8 million (US$11.8 million) for the three months ended December 31, 2025, compared with net loss of RMB60.7 million in the last quarter and net loss of RMB90.3 million in the same period last year.

Non-GAAP adjusted EBITDA was a loss of RMB27.2 million (US$3.9 million) for the three months ended December 31, 2025, compared with a loss of RMB5.3 million in the last quarter and a gain of RMB2.0 million in the same period last year.

Financial Results for the Full Year Ended December 31, 2025

Total revenues were RMB3,239.7 million (US$463.3 million) for the full year ended December 31, 2025, an increase of 78.6% from RMB1,814.4 million in the prior year. The increase was mainly due to the increase in retail vehicle sales revenue.

Retail vehicle sales revenue was RMB3,021.2 million (US$432.0 million) for the full year ended December 31, 2025, representing an increase of 89.8% from RMB1,591.9 million in the prior year. For the full year ended December 31, 2025, retail transaction volume was 51,110 units, an increase of 134.7% from 21,773 units in the prior year. The increase in retail vehicle sales revenue was mainly due to the increase in retail transaction volume. By offering quality products and services, the Company believes that its superstores have earned customer trust and established Uxin as the well-recognized brand in the regional markets where these superstores are located, leading to a high in-store customer conversion rate. Additionally, the Company's new superstores in Wuhan, Zhengzhou and Jinan, which commenced trial operations in February, September and December 2025, respectively, are also important growth drivers.

Wholesale vehicle sales revenue was RMB123.9 million (US$17.7 million) for the full year ended December 31, 2025, compared with RMB167.0 million in the prior year. For the full year ended December 31, 2025, wholesale transaction volume was 6,298 units, representing an increase of 44.0% from 4,375 units in the prior year. Wholesale vehicle sales represent vehicles purchased by the Company from individuals that do not meet the Company's retail standards and are subsequently sold through online and offline channels.

Other revenue was RMB94.6 million (US$13.6 million) for the full year ended December 31, 2025, compared with RMB55.5 million in the prior year.

Cost of revenues was RMB3,023.3 million (US$432.3 million) for the full year ended December 31, 2025, compared with RMB1,690.9 million in the prior year.

Gross margin was 6.7% for the full year ended December 31, 2025, remaining stable compared with 6.8% in the prior year.

Total operating expenses were RMB451.0 million (US$64.5 million) for the full year ended December 31, 2025. Total operating expenses excluding the impact of share-based compensation were RMB406.5 million.

  • Sales and marketing expenses were RMB349.4 million (US$50.0 million) for the full year ended December 31, 2025, representing an increase of 53.2% from RMB228.0 million in the prior year. The increases were mainly due to the increased employee compensation for the sales teams as a result of the increase in headcount.
  • General and administrative expenses were RMB89.7 million (US$12.8 million) for the full year ended December 31, 2025, representing a decrease of 54.9% from RMB198.9 million in the prior year. The decrease was mainly due to a decrease in share-based compensation for personnel performing general and administrative functions.
  • Research and development expenses were RMB12.4 million (US$1.8 million) for the full year ended December 31, 2025, representing a decrease of 12.4% from RMB14.2 million in the prior year. The decrease was mainly due to a decrease of the salaries and benefits expenses of employees engaged in research and development as a result of the decrease in headcount.

Other operating income, net was RMB61.1 million (US$8.7 million) for the full year ended December 31, 2025, compared with RMB32.6 million in the prior year. The increase was mainly due to gains from derecognition of certain long-aged liabilities.

Loss from operations was RMB173.6 million (US$24.8 million) for the full year ended December 31, 2025, compared with RMB284.4 million in the prior year.

Interest expenses were RMB94.5 million (US$13.5 million) for the full year ended December 31, 2025, representing an increase of 1.5% from RMB93.0 million in the prior year.

Net loss from operations was RMB262.5 million (US$37.5 million) for the full year ended December 31, 2025, compared with a net loss of RMB342.1 million in the prior year.

Non-GAAP adjusted EBITDA was a loss of RMB57.9 million (US$8.3 million) for the full year ended December 31, 2025, compared with a loss of RMB80.8 million in the prior year.

Liquidity

The Company has incurred net losses since inception. For the year ended December 31, 2025, the Company incurred net loss of RMB262.5 million and operating cash outflow of RMB504.4 million. As of December 31, 2025, the Company had accumulated deficit in the amount of RMB19.9 billion, its current liabilities exceeded current assets by approximately RMB233.0 million, the Company's cash balance was RMB83.0 million. Based on the Company's liquidity assessment, which considers the plans to address these adverse conditions and events, including raising funds from planned equity and loan financings, growing vehicle sales volume and revenue by increasing the scale of vehicle purchase while maintaining vehicle inventory and working capital turnover by managing reasonable vehicle sale prices, improving gross profit margin by promoting value-added services offered to customers, and also adjusting its operation scale if and when necessary, the Company believes that its current cash and cash equivalents and the cash flows from operating and financing activities are sufficient for the Company to meet its anticipated working capital requirements, other capital commitments and the Company will be able to meet its payment obligations when liabilities fall due within the next twelve months from the date of this release.

Update on Equity Financing Transactions

The Company has made progress on its previously disclosed equity financing transactions. Specifically, with respect to the subscription by Abundant Grace Investment Limited ("Grace"), as disclosed in the Company's announcement dated December 18, 2025, the Company has completed the issuance of all Class A ordinary shares contemplated thereunder and has received US$7.0 million in subscription proceeds. The Company currently expects to receive the remaining US$3.0 million consideration in the next few months.

Additionally, with respect to the share subscription agreements with Abundant Glory Investment L.P. ("Glory"), an affiliate of NIO Capital and Prestige Shine Group Limited, as disclosed in the Company's announcement issued on December 26, 2025, which provide for an aggregate consideration of US$50.0 million, the Company has partially completed the transaction. Pursuant to the share subscription agreement, Glory has designated Gold Wings Holdings Limited as the subscriber for a portion of its investment, and the Company has issued 1,049,317,943 Class A ordinary shares to Gold Wings Holdings Limited for an aggregate consideration of US$10.0 million, which has been fully received. The closing of the remaining portion of the transaction is subject to customary closing conditions.

Recent Development

Strategic Partnership with State-Owned Enterprises in Jiangyin

The Company has established a strategic partnership with Jiangyin Huigang Qihang Investment Partnership ("Huigang Qihang") and Jiangyin Chan Fa Ke Chuang Investment Partnership (Limited Partnership) ("Chan Fa Ke Chuang") to establish Uxin (Jiangyin) Intelligent Remanufacturing Co., Ltd. (the "Uxin Jiangyin"). Pursuant to the equity investment agreement, Uxin (Anhui) Industrial Investment Co., Ltd., a wholly owned subsidiary of the Company, will contribute RMB68.0 million, Huigang Qihang will contribute RMB16.0 million, and Chan Fa Ke Chuang will contribute RMB16.0 million, representing approximately 68%, 16%, and 16% of Uxin Jiangyin's total registered capital, respectively.

Uxin Tianjin Used Car Superstore

On March 31, 2026, Uxin announced the official opening of its used car superstore in the city of Tianjin. The Tianjin superstore marks Uxin's sixth superstore and integrates an in-house reconditioning facility with a showroom that can accommodate more than 3,000 vehicles for display and sale, supporting a highly standardized and efficient retail experience.

Business Outlook

For the three months ending March 31, 2026, the Company expects its retail transaction volume to range between 16,200 units and 16,500 units. The Company estimates that its total revenues including retail vehicle sales revenue, wholesale vehicle sales revenue and other revenue to range between RMB1,050 million and RMB1,070 million. These forecasts reflect the Company's current and preliminary views on the market and operational conditions, which are subject to changes.

Conference Call

Uxin's management team will host a conference call on Friday, April 10, 2026, at 8:00 A.M. U.S. Eastern Time (8:00 P.M. Beijing/Hong Kong time on the same day) to discuss the financial results. In advance of the conference call, all participants must use the following link to complete the online registration process. Upon registering, each participant will receive access details for this conference including an event passcode, a unique access PIN, dial-in numbers, and an e-mail with detailed instructions to join the conference call.

Conference Call Preregistration?https://dpregister.com/sreg/10208025/103bb8e12f9

A telephone replay of the call will be available after the conclusion of the conference call until April 17, 2026. The dial-in details for the replay are as follows:

U.S.: +1 855 669 9658
International: +1 412 317 0088
Replay PIN: 9596914

A live webcast and archive of the conference call will be available on the Investor Relations section of Uxin's website at http://ir.xin.com.

About Uxin

Uxin is China's leading used car retailer, pioneering industry transformation with advanced production, new retail experiences, and digital empowerment. We offer high-quality and value-for-money vehicles as well as superior after-sales services through a reliable, one-stop, and hassle-free transaction experience. Under our omni-channel strategy, we are able to leverage our pioneering online platform to serve customers nationwide and establish market leadership in selected regions through offline superstores with inventory capacities ranging from 2,000 to 8,000 vehicles. Leveraging our extensive industry data and continuous technology innovation throughout more than ten years of operation, we have established strong used car management and operation capabilities. We are committed to upholding our customer-centric approach and driving the healthy development of China's used car industry.

Use of Non-GAAP Financial Measures

In evaluating the business, the Company considers and uses certain non-GAAP measures, including Adjusted EBITDA and adjusted net loss from operations per share - basic and diluted, as supplemental measures to review and assess its operating performance. The presentation of the non-GAAP financial measure is not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with U.S. GAAP. The Company defines Adjusted EBITDA as EBITDA excluding share-based compensation, foreign exchange (losses)/gain, other income/(expenses), structure realignment cost which was mainly severance cost and equity in income of affiliates. The Company defines adjusted net loss attributable to ordinary shareholders per share - basic and diluted as net loss attributable to ordinary shareholders per share excluding impact of share-based compensation, deemed dividend to preferred shareholders due to triggering of a down round feature and accretion on redeemable non-controlling interests. The Company presents the non-GAAP financial measures because they are used by the management to evaluate the operating performance and formulate business plans. The Company also believes that the use of the non-GAAP measures facilitate investors' assessment of its operating performance as this measure excludes certain finance or non-cash items that the Company does not believe directly reflect its core operations. The Company believe that excluding these items enables us to evaluate our performance period-over-period more effectively and relative to our competitors.

The non-GAAP financial measures are not defined under U.S. GAAP and are not presented in accordance with U.S. GAAP. The non-GAAP financial measures have limitations as analytical tools. One of the key limitations of using Adjusted EBITDA is that it does not reflect all items of income and expenses that affect the Company's operations. Share-based compensation, other income/(expenses) and foreign exchange (losses)/gain have been and may continue to be incurred in the business. Further, the non-GAAP measures may differ from the non-GAAP information used by other companies, including peer companies, and therefore their comparability may be limited.

The Company compensates for these limitations by reconciling the non-GAAP financial measure to the nearest U.S. GAAP performance measure, all of which should be considered when evaluating the Company's performance. The Company encourages you to review its financial information in its entirety and not rely on a single financial measure.

Reconciliations of Uxin's non-GAAP financial measures to the most comparable U.S. GAAP measure are included at the end of this press release.

Exchange Rate Information

This announcement contains translations of certain RMB amounts into U.S. dollars ("US$") at specified rates solely for the convenience of the reader, except for those transaction amounts that were actually settled in U.S. dollars. Unless otherwise stated, all translations from RMB to US$ were made at the rate of RMB6.9931 to US$1.00, representing the index rate as of December 31, 2025 set forth in the H.10 statistical release of the Board of Governors of the Federal Reserve System. The Company makes no representation that the RMB or US$ amounts referred could be converted into US$ or RMB, as the case may be, at any particular rate or at all.

Safe Harbor Statement

This announcement contains forward-looking statements. These statements are made under the "safe harbor" provisions of the United States Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as "will," "expects," "anticipates," "future," "intends," "plans," "believes," "estimates" and similar statements. Among other things, the business outlook and quotations from management in this announcement, as well as Uxin's strategic and operational plans, contain forward-looking statements. Uxin may also make written or oral forward-looking statements in its periodic reports to the SEC, in its annual report to shareholders, in press releases and other written materials and in oral statements made by its officers, directors or employees to third parties. Statements that are not historical facts, including statements about Uxin's beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. A number of factors could cause actual results to differ materially from those contained in any forward-looking statement, including but not limited to the following: Uxin's goal and strategies; its expansion plans; its future business development, financial condition and results of operations; Uxin's expectations regarding demand for, and market acceptance of, its products and services; its ability to provide differentiated and superior customer experience, maintain and enhance customer trust in its platform, and assess and mitigate various risks, including credit; its expectations regarding maintaining and expanding its relationships with business partners, including financing partners; trends and competition in China's used car e-commerce industry and other related industries; the laws and regulations relating to Uxin's industry; the general economic and business conditions; and assumptions underlying or related to any of the foregoing. Further information regarding these and other risks is included in Uxin's filings with the SEC. All information provided in this press release and in the attachments is as of the date of this press release, and Uxin does not undertake any obligation to update any forward-looking statement, except as required under applicable law.

For investor and media enquiries, please contact:
Uxin Limited Investor Relations
Uxin Limited
Email: ir@xin.com

The Blueshirt Group
Mr. Jack Wang
Phone: +86 166-0115-0429
Email: Jack@blueshirtgroup.co

                                                                                                                         
          
            Uxin Limited


                                                                                                   
          
            Unaudited Consolidated Statements of Comprehensive Loss


                                                                                                
          
            (In thousands except for number of shares and per share data)




                                                                                      For the three months ended December 31,                                                       For the twelve months ended December 31,


                                                                                 2024                                                      2025                               2024                                             2025


                                                                                  RMB                       RMB                               US$                               RMB                               RMB              US$



          
            Revenues



          Retail vehicle sales                                               553,127                  1,128,978                            161,442                          1,591,913                          3,021,239           432,031



          Wholesale vehicle sales                                             25,506                     38,212                              5,464                            166,951                            123,866            17,713



          Others                                                              18,169                     30,706                              4,391                             55,493                             94,588            13,526



          
            Total revenues                                        596,802                  1,197,896                            171,297                          1,814,357                          3,239,693           463,270





          Cost of revenues                                                 (554,856)               (1,117,019)                         (159,732)                       (1,690,924)                       (3,023,298)        (432,326)



          
            Gross profit                                           41,946                     80,877                             11,565                            123,433                            216,395            30,944





          
            Operating expenses



          Sales and marketing                                               (61,779)                 (122,298)                          (17,488)                         (228,006)                         (349,411)         (49,965)



          General and administrative                                        (69,341)                  (22,769)                           (3,256)                         (198,871)                          (89,691)         (12,826)



          Research and development                                           (2,395)                   (3,333)                             (477)                          (14,163)                          (12,409)          (1,774)



          Reversal of credit losses, net                                         123                         10                                  1                                644                                463                66



          
            Total operating expenses                            (133,392)                 (148,390)                          (21,220)                         (440,396)                         (451,048)         (64,499)





          Other operating income, net                                         18,070                      8,806                              1,259                             32,612                             61,085             8,735





          
            Loss from operations                                 (73,376)                  (58,707)                           (8,396)                         (284,351)                         (173,568)         (24,820)





          Interest income                                                         11                         10                                  1                                 45                                 66                 9



          Interest expenses                                                 (22,108)                  (24,743)                           (3,538)                          (93,031)                          (94,466)         (13,508)



          Other income                                                         7,695                      2,477                                354                             10,448                             10,442             1,493



          Other expenses                                                     (1,386)                   (1,465)                             (209)                           (7,603)                           (5,297)            (757)



          Net gain from extinguishment of debt                                                                                                                              35,222



          Foreign exchange (losses)/gains                                    (1,169)                     (357)                              (51)                               790                                394                56



          
            Loss before income tax expense                       (90,333)                  (82,785)                          (11,839)                         (338,480)                         (262,429)         (37,527)



          Income tax expense                                                     (1)                                                                                          (51)                              (39)              (6)



          Equity in loss of affiliates, net of tax                                                                                                                         (3,522)



          
            Net loss, net of tax                                 (90,334)                  (82,785)                          (11,839)                         (342,053)                         (262,468)         (37,533)



          Add: net profit attribute to redeemable non-                       (1,669)                   (4,718)                             (675)                           (6,607)                          (15,072)          (2,155)
controlling interests and non-controlling interests
shareholders



          
            Net loss attributable to UXIN LIMITED                (92,003)                  (87,503)                          (12,514)                         (348,660)                         (277,540)         (39,688)



          Deemed dividend to preferred shareholders due to                                                                                                             (1,781,454)
triggering of a down round feature



          
            Net loss attributable to ordinary shareholders       (92,003)                  (87,503)                          (12,514)                       (2,130,114)                         (277,540)         (39,688)





          
            Net loss                                             (90,334)                  (82,785)                          (11,839)                         (342,053)                         (262,468)         (37,533)



          Foreign currency translation,  net of tax nil                       10,609                        362                                 52                              2,696                              6,912               988



          
            Total comprehensive loss                             (79,725)                  (82,423)                          (11,787)                         (339,357)                         (255,556)         (36,545)



          Add: net profit attribute to redeemable non-                       (1,669)                   (4,718)                             (675)                           (6,607)                          (15,072)          (2,155)
controlling interests and non-controlling interests
shareholders



          
            Total comprehensive loss attributable to             (81,394)                  (87,141)                          (12,462)                         (345,964)                         (270,628)         (38,700)
UXIN LIMITED





          
            Net loss attributable to ordinary shareholders       (92,003)                  (87,503)                          (12,514)                       (2,130,114)                         (277,540)         (39,688)



          Weighted average shares outstanding - basic                 57,399,022,224             65,356,882,873                     65,356,882,873                     43,746,361,436                     62,756,316,162    62,756,316,162



          Weighted average shares outstanding - diluted               57,399,022,224             65,356,882,873                     65,356,882,873                     43,746,361,436                     62,756,316,162    62,756,316,162





          Net loss per share for ordinary shareholders, basic                 (0.00)                    (0.00)                            (0.00)                            (0.05)                            (0.00)           (0.00)



          Net loss per share for ordinary shareholders,                       (0.00)                    (0.00)                            (0.00)                            (0.05)                            (0.00)           (0.00)
diluted

                                                                                  
          
            Uxin Limited


                                                                     
          
            Unaudited Consolidated Balance Sheets


                                                                
          (In thousands except for number of shares and per share data)




                                                                                                                                         As of December 31,               As of December 31,


                                                                                                                                                       2024                                       2025


                                                                                                                                                 RMB                 RMB                             US$



          
            ASSETS



          
            Current assets



          Cash and cash equivalents                                                                                                                 25,112        83,006                           11,870



          Restricted cash                                                                                                                              767            71                               10



          Accounts receivable, net                                                                                                                   4,150         4,613                              660



          Loans recognized as a result of payments under
guarantees, net of provision for credit losses of
RMB7,710 and nil as of December 31, 2024
and 2025, respectively



          Other receivables, net of provision for credit                                                                                            14,998        23,186                            3,316
losses of RMB21,113 and RMB14,105 as of
December 31, 2024 and 2025,
respectively



          Inventory, net                                                                                                                           207,390       545,554                           78,013



          Prepaid expenses and other current assets                                                                                                 86,977        87,466                           12,506



          
            Total current assets                                                                                                        339,394       743,896                          106,375





          
            Non-current assets



          Property, equipment and software, net                                                                                                     71,420        85,447                           12,219



          Finance lease right-of-use assets, net                                                                                                 1,346,728     1,319,087                          188,627



          Operating lease right-of-use assets, net                                                                                                 194,388       270,325                           38,656



          
            Total non-current assets                                                                                                  1,612,536     1,674,859                          239,502





          
            Total assets                                                                                                              1,951,930     2,418,755                          345,877





          
            LIABILITIES, MEZZANINE EQUITY AND
SHAREHOLDERS' DEFICIT



          
            Current liabilities



          Accounts payable                                                                                                                          81,584        65,009                            9,296



          Other payables and other current liabilities                                                                                             306,391       291,338                           41,661



          Current portion of operating lease liabilities                                                                                            14,563        35,842                            5,125



          Current portion of finance lease liabilities                                                                                             183,852       187,541                           26,818



          Short-term borrowings from third parties                                                                                                 174,616       397,161                           56,793



          Short-term borrowings from related party                                                                                                   1,000



          
            Total current liabilities                                                                                                   762,006       976,891                          139,693





          
            Non-current liabilities



          Long-term borrowings from related party                                                                                                   53,913



          Long-term borrowings from third parties                                                                                                                10,000                            1,430



          Consideration payable to WeBank                                                                                                           27,237



          Finance lease liabilities                                                                                                              1,141,118     1,081,322                          154,627



          Operating lease liabilities                                                                                                              180,920       245,373                           35,088



          
            Total non-current liabilities                                                                                             1,403,188     1,336,695                          191,145





          
            Total liabilities                                                                                                         2,165,194     2,313,586                          330,838





          
            Mezzanine equity



          Redeemable non-controlling interests  (i)                                                                                                154,977       336,057                           48,056



          
            Total Mezzanine equity                                                                                                      154,977       336,057                           48,056





          
            Shareholders' deficit



          Ordinary shares (ii)                                                                                                                      39,816        45,922                            6,567



          Additional paid-in capital (ii)                                                                                                       19,007,948    19,370,282                        2,769,913



          Subscription receivable from shareholders (ii)                                                                                          (60,467)     (21,165)                         (3,027)



          Accumulated other comprehensive income                                                                                                   227,718       234,630                           33,552



          Accumulated deficit                                                                                                                 (19,583,017) (19,860,557)                     (2,840,022)



          
            Total Uxin's shareholders' deficit                                                                                        (368,002)    (230,888)                        (33,017)



          Non-controlling interests                                                                                                                  (239)



          
            Total shareholders' deficit                                                                                               (368,241)    (230,888)                        (33,017)





          
            Total liabilities, mezzanine equity and                                                                                   1,951,930     2,418,755                          345,877
shareholders' deficit





          (i) On October 16, 2024, the Company, through Uxin Anhui, entered into an agreement with Wuhan Junshan Urban Asset
Operation Co.,Ltd. ("Wuhan Junshan"), a company indirectly controlled by Wuhan City Economic & Technological Development
Zone, to establish a subsidiary, Wuhan Youxin Intelligent Remanufacturing Co., Ltd. ("Uxin Wuhan"). Uxin Anhui will contribute
RMB66.7 million and Wuhan Junshan will contribute RMB33.3 million, representing approximately 66.7% and 33.3% of Uxin
Wuhan's total registered capital, respectively. As of December 31, 2025, the Company and Wuhan Junshan each made
contributions of RMB26.0 million to Uxin Wuhan, respectively, and the investment from Wuhan Junshan was recognized as
redeemable non-controlling interests.

On July 8, 2024, the Company, through Uxin Anhui, entered into a strategic partnership with Zhengzhou Airport Automobile
Industry Co., Ltd. ("Zhengzhou Airport Industry") to establish Youxin (Zhengzhou) Automobile Intelligent Remanufacturing Co.,
Ltd. ("Uxin Zhengzhou"). Pursuant to the equity investment agreement, Uxin Anhui will contribute RMB120.0 million and
Zhengzhou Airport Industry will contribute RMB50.0 million, representing approximately 70.59% and 29.41% of Uxin
Zhengzhou's total registered capital, respectively. As of December 31, 2025, the Company and Zhengzhou Airport Industry
made contributions of RMB30.0 million and RMB12.5 million to Uxin Zhengzhou, respectively, and the investment from
Zhengzhou Airport Industry was recognized as redeemable non-controlling interests.

On September 20, 2023, the Company entered into an equity investment agreement with Hefei Construction Investment.
Pursuant to the agreement, Hefei Construction Investment will invest by multiple instalments in Uxin Hefei, and each instalment
will be made after the lease payment is made by the Hefei subsidiary, over a 10-year period. As of December 31, 2025, the first-
year and second-year rentals of approximately RMB147.1 million and RMB127.7 million was converted into the investment of
approximately 12.02% and 8.40% equity interests in Uxin Hefei by Hefei Construction Investment, respectively. The investment
was recognized as redeemable non-controlling interests.

(ii) On December 18, 2025, the Company entered into a definitive agreement with Abundant Grace Investment Limited, an entity
affiliated with Mr. Bin Li, a director of the Company. Pursuant to the definitive agreement, Abundant Grace Investment Limited
agreed to purchase 1.2 billion of our Class A Ordinary Shares at a price of US$0.00833 per Class A Ordinary Share (equivalent
to US$2.5 per ADS) for an aggregate consideration of US$10 million, which is expected to be paid in multiple installments. As
of December 31, 2025, Abundant Grace Investment Limited has fulfilled its payment obligations in an aggregate amount of
US$7.0 million of the total US$10.0 million purchase price. The Company has completed the full issuance and delivery of all the
 aforesaid subscribed Class A Ordinary Shares, and is entitled to a remaining subscription receivable of US$3.0 million due from
 Abundant Grace Investment Limited. The remaining US$3.0 million was recorded in "Subscription receivable from shareholders''
as of December 31, 2025.

On December 26, 2025, the Company entered into definitive share subscription agreements with Abundant Glory Investment
L.P.(affiliates of NIO Capital) and Prestige Shine Group Limited. Pursuant to the definitive agreements, Abundant Glory
Investment L.P. and Prestige Shine Group Limited agreed to purchase 5,246,589,717 Class A ordinary shares of the Company
 with par value of US$0.0001 per share at a price of US$0.00953 per Class A ordinary share for a total consideration of US$50
million. In substance, the Company issued two forward contracts to Abundant Glory Investment L.P. and Prestige Shine Group
Limited, as Abundant Glory Investment L.P. and Prestige Shine Group Limited are obligated to purchase the shares, and the
Company is required to issue them upon the satisfaction of the closing conditions at the pre-agreed price and amount which
shall be a deemed dividend to the forward contract holder recorded in the additional paid-in capital. In addition, given that these
forward contracts are considered indexed to the Company's own stock and meet the requirement for equity classification, these
forward contracts were also classified under the Company's equity and was initially measured at fair value amounting to US$4.5
million (equivalent to approximately RMB31.3 million) with no subsequent remeasurement.

As of the date of this release, affiliates of NIO Capital have designated Gold Wings Holdings Limited as the subscriber for a
portion of its investment. The Company received US$10.0 million from Gold Wings Holdings Limited and issued
1,049,317,943 Class A ordinary shares to Gold Wings Holdings Limited. The closing of the remaining portion of the
transaction is subject to customary closing conditions.

In June 2022, the Company entered into a definitive agreement with affiliates of an existing shareholder, NIO Capital. Pursuant
to the definitive agreement, NIO Capital had agreed with the Company for the subscription of 714,285,714 senior convertible
preferred shares for an aggregate amount of US$100.0 million, which was to be paid in multiple instalments. The first payment
for the par value of these preferred shares of US$71.4 thousand was made by NIO Capital in July 2022. In October 2022 and
March 2023, a total of US$9.9 million and US$8.4 million was paid by NIO Capital. The remaining US$81.6 million was
recorded in "Subscription receivable from shareholders" and reflected as a deduction from mezzanine equity as of March 31,
2023. On April 4, 2023, NIO Capital, NBNW Investment Limited ("NBNW", an affiliate of NIO Capital) and the long-term debt
holders of the Company, namely WP, TPG, and Magic Carpet, entered into assignment agreements to assign all the rights under
the then outstanding long-term debt of US$61.6 million to NBNW and then further assign to NIO Capital. Concurrently, the
Company entered into a supplemental agreement with NIO Capital, and agreed to offset its subscription receivable by US$61.6
million with its obligation under long-term debt due to NIO Capital after the assignment. This supplemental agreement resulted
in a remaining US$20 million amount due to the Company from NIO Capital relating to the aforementioned senior convertible
shares subscription agreement. In April and October 2023, subscription receivable of US$1.6 million and US$2 million was
received. On March 27, 2024, as agreed by all the preferred shareholders, all of the Company's 2,810,961,908 outstanding
senior convertible preferred shares were converted into 54,960,889,255 Class A ordinary shares. Accordingly, subscription
receivable of US$16.4 million due from NIO Capital reflected as a deduction from mezzanine equity was presented as
subscriptions receivable, a contra-equity balance on the Consolidated Balance Sheets as of March 31, 2024. The subscription
receivables amounting to US$16.4 million were subsequently received in May, June and July 2024 and September 2025.


 * Share-based compensation charges included are as follows:




                                                                     For the three months ended December                   For the twelve months ended December
                                                                                         31,                                                       31,


                                                                2024                                     2025     2024                                          2025


                                                                 RMB                     RMB                US$     RMB                                RMB          US$



 Sales and marketing                                                                  1,642                 235      136                               5,312           760



 General and administrative                                  58,887                    8,429               1,205  125,051                              36,780         5,259



 Research and development                                                               622                  89      128                               2,491           356

                                                                                                           
          
            Uxin Limited


                                                                                      
          
            Unaudited Reconciliations of GAAP And Non-GAAP Results


                                                                                         
          (In thousands except for number of shares and per share data)






                                                                                                                                          For the three months ended December 31,                            For the twelve months ended December 31,


                                                                                                                             2024                                                       2025           2024                                             2025


                                                                                                                              RMB                               RMB                        US$           RMB                               RMB              US$



          
            Net loss, net of tax                                                                             (90,334)                          (82,785)                   (11,839)     (342,053)                         (262,468)         (37,533)





          
            Add: Income tax expense                                                                                 1                                                                          51                                 39                 6



          
            Interest income                                                                                      (11)                              (10)                        (1)          (45)                              (66)              (9)



          
            Interest expenses                                                                                  22,108                             24,743                       3,538         93,031                             94,466            13,508



          
            Depreciation                                                                                       16,489                             20,803                       2,975         64,305                             71,114            10,169



          
            EBITDA                                                                                           (51,747)                          (37,249)                    (5,327)     (184,711)                          (96,915)         (13,859)





          
            Add: Share-based compensation expenses                                                             58,887                             10,693                       1,529        125,315                             44,583             6,375



          - Sales and marketing                                                                                                                              1,642                         235            136                              5,312               760



          - General and administrative                                                                                    58,887                              8,429                       1,205        125,051                             36,780             5,259



          - Research and development                                                                                                                           622                          89            128                              2,491               356



          
            Other income                                                                                      (7,695)                           (2,477)                      (354)      (10,448)                          (10,442)          (1,493)



          
            Other expenses                                                                                      1,386                              1,465                         209          7,603                              5,297               757



          
            Foreign exchange losses/(gains)                                                                     1,169                                357                          51          (790)                             (394)             (56)



          
            Structure realignment cost                                                                                                                                                    13,948



          
            Equity in loss of affiliates, net of tax                                                                                                                                       3,522



          
            Net gain from extinguishment of debt                                                                                                                                        (35,222)





          
            Non-GAAP adjusted EBITDA                                                                            2,000                           (27,211)                    (3,892)      (80,783)                          (57,871)          (8,276)




                                                                                                                                          For the three months ended December 31,                            For the twelve months ended December 31,


                                                                                                                             2024                                                       2025           2024                                             2025


                                                                                                                              RMB                               RMB                        US$           RMB                               RMB              US$



          
            Net loss attributable to ordinary                                                                (92,003)                          (87,503)                   (12,514)   (2,130,114)                         (277,540)         (39,688)
shareholders



          
            Add: Share-based compensation expenses                                                             58,887                             10,693                       1,529        125,315                             44,583             6,375



          - Sales and marketing                                                                                                                              1,642                         235            136                              5,312               760



          - General and administrative                                                                                    58,887                              8,429                       1,205        125,051                             36,780             5,259



          - Research and development                                                                                                                           622                          89            128                              2,491               356



          
            Add: accretion on redeemable non-                                                                   1,668                              3,519                         503          6,636                             14,833             2,121
controlling interests



          
            Deemed dividend to preferred                                                                                                                                               1,781,454
shareholders due to triggering of a down
round feature





          
            Non-GAAP adjusted net loss attributable                                                          (31,448)                          (73,291)                   (10,482)     (216,709)                         (218,124)         (31,192)
to ordinary shareholders





          Net loss per share for ordinary shareholders -                                                                  (0.00)                            (0.00)                     (0.00)        (0.05)                            (0.00)           (0.00)
basic



          Net loss per share for ordinary shareholders -                                                                  (0.00)                            (0.00)                     (0.00)        (0.05)                            (0.00)           (0.00)
diluted



          Non-GAAP adjusted net loss to ordinary                                                                          (0.00)                            (0.00)                     (0.00)        (0.00)                            (0.00)           (0.00)
shareholders per share - basic and diluted



          Weighted average shares outstanding - basic                                                             57,399,022,224                     65,356,882,873              65,356,882,873 43,746,361,436                     62,756,316,162    62,756,316,162



          Weighted average shares outstanding - diluted                                                           57,399,022,224                     65,356,882,873              65,356,882,873 43,746,361,436                     62,756,316,162    62,756,316,162





          Note: The conversion of Renminbi (RMB) into U.S. dollars (USD) is based on the certified exchange rate of USD1.00 = RMB6.9931 as of December 31, 2025 set forth in the
H.10 statistical release of the Board of Governors of the Federal Reserve System.

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SOURCE Uxin Limited

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