NASB Financial, Inc. Announces Financial Results

KANSAS CITY, Mo., Feb. 4, 2026 /PRNewswire/ -- NASB Financial, Inc. (the "Company") (OTCQX: NASB) announced today net income for the quarter ended December 31, 2025, of $8.3 million or $1.15 per share. This compares to net income of $8.1 million or $1.12 per share for the quarter ended September 30, 2025, and compares to net income of $8.0 million or $1.10 per share for the quarter ended December 31, 2024.

NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. ("NASB"). Since 1927, NASB has been serving the financial needs of customers by providing an array of personal banking and lending products in the Kansas City metro area. NASB offers competitive residential and commercial mortgages nationwide with the safety and security of a Federal institution. For more information, visit nasb.com.

(Financial Highlights Schedule Attached)

 
          NASB Financial, Inc.



 
          Financial Highlights



 (Dollars in thousands, except per share data)




                                                                                                             
      Three Months Ended


                                                                                                          12/31/25          9/30/25    12/31/24



 
          EARNINGS DATA:


                                          
       Net interest income                                $
     20,960            21,162       19,564


                                                  Provision for credit losses                                                                66


                                          
       Non-interest income                                        1,889             2,065        3,124


                                          
       Non-interest expense                                      11,844            12,539       12,073


                                          
       Income tax expense                                         2,707             2,629        2,595


                                          
            Net income                                     $
     8,298             8,059        7,954





 
          FINANCIAL CONDITION DATA:


                                          
       Total assets                                    $
     2,966,618         2,932,977    2,919,263


                                                  Total loans held for investment and

                                                       mortgage-backed securities, net  2,208,550         2,181,844         2,186,076


                                                  Customer and brokered deposit

                                          
            accounts                                          1,874,438         1,823,300    1,800,419


                                          
       Stockholders' equity                                     436,622           430,942      413,891





 
          FINANCIAL RATIOS AND PER SHARE DATA:


                                          
       Book value per share                                $
     60.36             59.78        57.20


                                          
       Earnings per share                                          1.15              1.12         1.10


                                                  Cash dividends paid per share                               0.35              0.60         0.25




                                                  Return on assets (annualized net
                                                   income                                                   1.13 %           1.10 %      1.10 %

                                                       divided by total average assets)


                                                  Return on equity (annualized net
                                                   income                                                   7.65 %           7.54 %      7.69 %

                                                       divided by average stockholders'
                                                        equity)




                                                  Weighted average shares outstanding                    7,225,644         7,212,753    7,232,473

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SOURCE NASB Financial, Inc.