This item is part of Stockwatch's value added news feed and is only available to Stockwatch subscribers.Here is a sample of this item:Dollar Financial Corp Announces Agreement to Acquire Dealers’ Financial Services, LLC 2009-10-28 16:53 ET - News Release BERWYN, Pa. -- (Business Wire)
Dollar Financial Corp (NASDAQ:DLLR), a leading international diversified
financial services company primarily serving unbanked and under-banked
consumers for nearly thirty years, today announced it has entered into
an agreement to acquire Dealers’ Financial Services, LLC, or “DFS”. DFS
is an established business that provides services to military personnel
who obtain auto loans in the United States made by a third party
national bank. The bank approves the loan application, funds and
services the loans, and bears the credit risks. The acquisition, which
is contingent upon obtaining financing, is anticipated to be completed
in early December.
DFS, which is headquartered in Lexington, Kentucky, was founded in 1996.
DFS provides services to military personnel who make application for
auto loans to purchase new and low mileage used vehicles that are funded
and serviced under an exclusive agreement with a major third party
national bank based in the United States. DFS operates through an
established network of arrangements with more than 545 franchised and
independent new and used car dealerships, according to underwriting
protocols specified by the third party bank lender and servicer. The
partner third party bank funds and maintains the loan portfolio on its
balance sheet, as well as bears any risk of repayment default. DFS’s
revenues come from fees related to the loan application, an interest
rate spread between the rate the third party lender charges and the rate
the borrower pays, and commission fees from the sale of warranty service
contracts and GAP insurance coverage.
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