HERITAGE FINANCIAL GROUP
			Symbol			HBOS

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Heritage Financial Group Reports Third Quarter Results

2009-10-23 07:30 ET - News Release

Company Declares Quarterly Cash Dividend of $0.08 Per Share

Company Website: http://www.eheritagebank.com
ALBANY, Ga. -- (Business Wire)

Heritage Financial Group (NASDAQ: HBOS), the mid-tier holding company for HeritageBank of the South, today announced financial results for the third quarter and nine months ended September 30, 2009. For the third quarter, the Company's net loss totaled $467,000 or $0.05 per diluted share compared with a net loss of $1,762,000 or $0.17 per diluted share in the same quarter last year, with the prior-year period including an after-tax impairment loss on securities totaling $1,811,000 or $0.18 per diluted share. For the nine months ended September 30, 2009, net income totaled $83,000 or $0.01 per diluted share compared with a net loss of $494,000 or $0.05 per diluted share in the year-earlier period.

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