The Globe and Mail reports in its Friday edition RBC Dominion Securities says for 2015, buy U.S. consumer stocks and beaten-up resource producers -- and prepare for higher U.S. interest rates. The Globe's David Berman writes some financial firms should handle higher rates better than others. A percentage point rate hike over the next 12 months would drive the net interest income for PNC Financial Services Group up 2.8 per cent. Another percentage point rate hike would drive net interest income up another 7 per cent, according to RBC's calculations. Similarly, RBC argues TD Bank is the best positioned Canadian bank for rate hikes, and analysts like its mix of U.S. and Canadian retail operatings. If out-of-favour stocks are more your thing, RBC is making a brave step toward resource stocks. The key, though, is to select stocks that are better positioned to withstand volatility in the near term, rather than betting on a rebound in commodity prices. Among its top recommendations: Suncor Energy, which RBC views as a defensive energy holding with a strong balance sheet; U.S.-traded Marathon Petroleum; and Agrium, which should see free cash flow surge higher as capital expenditures wind down.