The Financial Post reports in its Friday edition that Royal Bank of Canada, CIBC and TD Bank all posted stronger-than-expected quarterly results on Thursday, with earnings per share growth in the 10- to 12-per-cent range. The Post's Armina Ligaya writes that the results come amid lingering worries about surging housing prices and high levels of consumer debt, as well as the risk of wider fallout from the crisis of confidence hitting alternative mortgage lender Home Capital. RBC's chief executive Dave McKay, however, said on a call that Home Capital and its recent liquidity problems do not pose a "systemic risk" for the broader Canadian mortgage market. Home Capital -- which primarily lends to those who do not qualify for loans at traditional banks -- has a less-than-1-per-cent share of the total outstanding mortgages in Canada. "I don't view it as a positive development, nor do I view it as systemic. A small player like that would not have systemic risk that would cause, and should not cause, Canadians to lose confidence in the value of their homes, nor pose contagion credit problems to our book," Mr. McKay told analysts. "Those are driven by the macro trends that we constantly talk about."